Washington State Healthcare Solutions

We find people all the time that are unaware that they have access to low cost/high benefit healthcare. The Native American Program is a good example on why we have talked about the ACA for nearly a decade.  The Affordable Care Act improved healthcare quality and coordination. It included a permanent reauthorization of the Indian Health Care Improvement Act . It was designed to help prevention and improve wellness by increasing access to affordable health coverage. If you are a member of a federally recognized tribe or Alaska Native Claim Settlement Act (ANCSA) Corporation shareholders then you are qualified for the program. The Healthplanfinder will ask for proof of affiliation however we can help you upload a copy. Marketplace Health Plans. Washington is an expanded medicaid state so up to 138% of the federal poverty level then you are enrolled in Apple Health. These are comprehensive plans which means most services including dental are included.  Between 138% and 300% of ...

  Tax season is upon us again. Suzie Health Solutions an Enrollment Center with the Washington Healthplanfinder, we have been printing these forms  and answering questions for years without charging a fee.  The tax season runs from 01/24/2022 through 04/18/2022 . If you have not heard then you want to file electronically and choose direct deposit. Seriously, they are starting the year with a tremendous backlog .  One of the forms that you need to file your taxes is the 1095. There are three types. The 1095 - A is provided by the Washington Healthplanfinder for it's clients for paid plans. In Central Washington these are Ambetter , Community Health and Lifewise . They are available on the account and can be reprinted. If the application is closed then it will be mailed. This form is required when filing taxes .  The 1095 - B is provided by the Health Care Authority for clients that have enrolled in Apple Health. This form will not be mailed; it is...

 It's October and we have started the Enrollment Season. The last couple of weeks, we have had people with Covid call us looking for Health Insurance and people losing their coverage due to opting out of a vaccine mandate at their work. It is our job to educate and enroll people in insurance regardless of their position. We are the Enrollment Center located in Wenatchee. Enrollment Centers are unique to Washington state and there are only 11 of us . We work with the Washington Healthplanfinder and can be found linked to their site. We have to go through special requirements like explaining every plan and not charging any fees. Some of the brokers sites like The Suzie @Wenatchee Insurance  work additionally with Medicare plans and Life Insurance so that you have additional opportunities.  We saw a big reduction in the cost of Healthcare because of the American Rescue Plan. In Washington state we enrolled thousands of people into plans for $1 or less starting in June. These...

 Open Enrollment for Healthcare will run November 1st 2021 through January 15th 2022 . This is when people can make changes to their healthcare. There are 11 Enrollment Centers spread throughout Washington State and we are located in Wenatchee . Enrollment Centers have been around for six years and are almost a secret way to get no cost help with understanding health insurance. It has been a great program to be part of. Some are even set up to assist with Medicare and Life Insuranc e as well.  Outside we have what is called Special Enrollment .  One of the myths is that you can enroll any time of the year unrestricted is not true. You may be required to submit documentation to prove that you have a valid reason to get healthcare outside of special enrollment.  We have seen Special Enrollments for: Income - You have low income and Qualify for Apple Health : Do not be surprised if the Healthcare Authority asks to see how much you make .  Native American/Ala...

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with ...

 

  We are a couple of weeks away from Pride Month. Matt got into supporting Gay marriage early because that was the only way to get equality when it came to retirement planning. The model in Washington State of domestic partnership didn't allow people to roll over annuities and forced them to cash them out early. Matt has been advocating for equality for a while . Here and Here  and here .  So let’s get down to some reminders before June arrives. 1.        The American Rescue Plan Act will significantly address LGBTQ Poverty .   We have been talking about this since last March and are enrolling people that need healthcare and making sure that they are receiving eligible benefits. There is a Special Enrollment right now.  a.        The Increased in tax credits is a massive change so if you have skipped health insurance then shop. In Washington State the new pricing goes into effect the mont...

  Hello from Wenatchee Enrollment Center. . We assist people from all walks of life understand and enroll with insurance. We do not charge fees and are available throughout the year.  If you need help then grab an appointment here . We can work online or in person. The app even sends reminders.  Between February 15th and May 15th if you need health insurance then we can get it. Normally, we are only enrolling people that have a documented reason. (Why it's called Special Enrollment). Yes, we help folks year round when they move to the area, loss coverage from an employer, get married. Here is a small portion of who we help.  We recommend always selecting a broker at one of the enrollment centers. In Wenatchee, we have Matt and Suzie McColm at Wenatchee Insurance. By having us connected to your account, it costs you nothing and allows us to assist you immediately if there is a problem.  

  During 2021, we are looking at the first Special Enrollment Period (SEP) to allow people seeking health insurance coverage to get coverage. Due to COVID-19, the Washington Healthplanfinder opened up our ability to assist people getting healthcare. (Normally, you have only from November 1st through December 15th).  413 N Mission street, Wenatchee  is one of the eleven full service enrollment centers located in Washington State. We assist people year round in making changes, uploading their documents, understanding healthcare and enrolling in plans. We do not charge fees for our services.  What you need to know: • This SEP begins on February 15, 2021 and runs through May 15, 2021 . • This SEP is for those currently uninsured as well as those who are enrolled in other health insurance products – including short-term limited duration plans, health sharing ministries or COBRA – who are seeking coverage alternatives (anyone not currently covered through Washington ...

Here are Wenatchee Enrollment Center ,  we have been helping people get their 1095 Forms since the second year so that they can file their taxes. We are one of the full service enrollment centers for the Washington State Healthplanfinder . We print out forms and assist customers attached to us for no cost. We have done it so long that we created a help form. If you go to: https://teammccolm.wufoo.com/forms/qi53yg1en5p81/ then we can quickly generate and email a form for you so that you can file your taxes. Always file your taxes .  If someone tells you that you made too little to file your taxes then they are incorrect and go someplace else to file them. Filing your Federal tax credits is for every that receives a tax credit to reduce the cost of health insurance. If you do not file, then you jeopardize your ability to reduce the cost of healthcare and may have to pay full price.  1095-A form is eligible for everyone with a Qualified Health Plan. In our area t...

  It has been a great year as a Full Service Enrollment Center for the Washington Healthplanfinder .  there are 10 others spread across the state. A normal Open Enrollment runs from November 1 st through December 15 th . However, we have a bonus enrollment season. December 16, 2020 through January 15, 2021, you can enroll in a qualified health plan that starts February 1, 2021. Set an appointment or walk in . This is a great time to get a second set of expert eyes on a health plan if you need to make any changes. In our area, we have over 31 basic plans on the Healthplanfinder so you can miss details that impact how you use your insurance. You can roll into the pharmacy and fill a prescription that first week in January and discover that you were paying more for a prescription than you planned so make a change.   Eleven months of coverage beats no coverage until 2022. Normally, it takes a documented reason to get health insurance outside of the Open Enrollment ...

Since we are a Full Service Enrollment Center , we work all year round in assisting people get healthcare. We do this with out charging a fee. There are eleven spread through out the state with different skills. The broker groups are able to fill in gaps and often are able to answer Life and Medicare questions. We happen to be in Wenatchee . We keep track of what Covid 19 is doing at this site . The Washington State Department of Health is another great site. It literally tracks the resources needed to fight it and gives a good representation of infected and forecasted death rates. Yes, this is serious stuff in that we are looking at 1600 of our neighbors being killed by Covid 19. Covid 19 has forced some businesses to remain open because they are essential.  If you need to report an non essential business breaking the law then here is the form . While some groups focus on helping small businesses during the crisis , or individuals . The first round of relief checks wi...

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason. Awarded for first year's production. We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State. Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less . An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them , factoring...

Reduce your misery We get the flu shot every year. Every year people die from the flu.  “ Last year the flu killed 296 people in Washington and thousands more were hospitalized", said Dr. Scott Linquist, the state epidemiologist for communicable diseases. Getting an influenza vaccine — though not 100% effective — is the best way to prevent the misery of the flu and its complications. We don't like being miserable nor do we like inflicting misery upon others. We work with a lot of different people and some have compromised immune systems and we want our office space as safe as possible for others. The Centers for Disease Control and Prevention (CDC) recommends that everyone 6 months of age or older be vaccinated annually against influenza. Do you like kids? Well one study showed that flu vaccinations reduced the risk of flu-associated death by half for children with high risk medical conditions and nearly two-thirds among healthy kids. Medical conditions  increasing...

Don't be afraid of winter. When you live in the Cascades and winter arrives that means snow. With snow, we have ice and the inevitable slips and falls. What does that mean if you have a deductible over $5000 or worse yet no insurance? Some people want to wrap themselves up with bubble wrap and park it on the couch for the next four months. We believe that people should get out and have fun. As insurance geeks and parents of a teenage boy, we understand about injuries and sports. We know that 1 out of 8 Americans each year seek medical care because of injuries. In almost every age group falls are the leading cause of accidental injuries. If you have a kid in sports then you know that 90% of young athletes have been injured while playing a sport. Millions of kids are seen in an emergency room for injuries related to sports and recreation every year. We know that the average Emergency Room visit is charged $1,389 and a lot of people don't have the money in the bank to cove...