Washington State Healthcare Solutions

Masks are back in a big way!  The Argosy Restaurant has had enough. They posted a No Vax, No Service sign on their front door.  Nearly all deaths and hospitalizations in the United States for Covid is from the unvaccinated. Covid deaths are 98% preventable however there is a group that is failing not to kill Americans, the unvaccinated.  Yes, on 7/28/2021 the CDC recommended that masks should be worn indoors regardless of vaccination status if you are in a substantial or high transmission area. We talked about this possibility yesterday on our podcast . These are area marked in Orange and Red .  To qualify for Substantial then you have a transmission rate of 50 to 99 per 100K in the last 7 days or percentage of positive tests of 8.0% to 9.9% To qualify for High then you have to have more than 100 transmissions per 100K or greater than 10% positive tests. Over half the country fell into these categories. In North Central Washington, it means masks are back indoors f...

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with ...

 Here at Suzie Health Solutions , we have been talking about the Covid Bill for a while now.   One of the facebook videos is here.  If you have listened to our Podcast: Suzilla or seen one of our videos on Facebook then you know that something major is going on with the cost of healthcare.  1. Right now, the Washington Healthplanfinder have set up a FAQ sheet about the American Rescue Plan Act of 2021. There are some important things to note.   They are expecting to make the pricing changes by Mid May so talk to an enrollment center to see if they have taken effect.  Big cost savings to households for 2021 & 2022 If you want to peek at the tax credit shift then go here .  COBRA changes will only last until Sept 30. This will lower the cost of insurance for 2021 and 2022. There is no legislation to extend it at this time.  2. The Department of Health & Human Resources estimate that 79,200 will now get credits in Washington state t...

Our website is located here:  https://www.wahbroker.org/     Suzie and I got into the conversation about Life Insurance the other day. It has had a big impact on our lives. When I was in my 20s, I received a check from my father's passing. Suzie received her check in her 30s when her father passed. These policies were from outside of the workplace and in my father's case he added policies through the years as part of his financial planning.  If you have access to an employer group life insurance then purchase it as it is usually very affordable for a modest amount. Unless you plan on working there the rest of your life without your employer ever changing benefits then look to secure outside life insurance policies. It gives you flexibility and when you get older you may not be able to purchase an insurance plan due to injury or illness.  Life insurance is a family tool. Most people are familiar with a Term Policy . It is like renting an apartment. You pay a...

 At the Wenatchee Enrollment Center, we assist with every possible plan. We are one of the eleven full service enrollment centers for the Washington Healthplanfinder . One of the three biggest individual health insurance plans is Lifewise in our area. We get a lot of questions and this blog should answer the questions.  If you do not have a broker like Suzie or Matt McColm assigned to your account then take time to do so right now.   By taking the 5 minutes to connect, it helps us keep our lights on and provide assistance throughout the year. Call the Washington Healthplanfinder at: 1-855-923-4633.  Onto the help. Here is the map for the Major Providers connected to Lifewise for 2021.  Here is where you want to go for details into major networks .  Protip: An easy way to confirm is talking with the billing department of the doctor. Here is where you want to go to look up doctors or dentists .  If you want to look up prescription coverage .  If y...

https://wenatcheetown.podbean.com The further that we get into August and the higher the COVID 19 infected, the more that sending our kids back to school will be an issue. As parent's of a 14 year old, it maters to us will our kid be safe. What level of illness floating around is a reasonable risk? How can he get that needed social contact with out contracting something that can injure or even kill him? Everyone needs to follow what actions are occurring to help them find what is safe for their family. Let's start with the politicians. 1. There is a great conversation between Representatives Kim Schrier and Katherine Clark . If you have not heard of Rep Schrier then you should know that she is a Doctor and parent of an 11 year old so she is a good person to listen to, 2. It recently became an issue with Florida Lawmakers when it Senator Rick Scott reveled that his Grandkids were going with distance learning instead of traditional school. 3. Baron Trump will be dis...

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...