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Showing posts with the label 2020 Health Insurance

Filing a 1095 form when you have Health Insurance in Washington state.

Here are Wenatchee Enrollment Center ,  we have been helping people get their 1095 Forms since the second year so that they can file their taxes. We are one of the full service enrollment centers for the Washington State Healthplanfinder . We print out forms and assist customers attached to us for no cost. We have done it so long that we created a help form. If you go to: https://teammccolm.wufoo.com/forms/qi53yg1en5p81/ then we can quickly generate and email a form for you so that you can file your taxes. Always file your taxes .  If someone tells you that you made too little to file your taxes then they are incorrect and go someplace else to file them. Filing your Federal tax credits is for every that receives a tax credit to reduce the cost of health insurance. If you do not file, then you jeopardize your ability to reduce the cost of healthcare and may have to pay full price.  1095-A form is eligible for everyone with a Qualified Health Plan. In our area t...

Healthplanfinder and Income update FEMA payment

Here we go with some COVID relief for the unemployed.  If you need a mask then stop in! Beginning September 21st, Employment Security will begin processing payments of an additional $300 per week to the state base weekly  unemployment benefit approved under the Lost Wages Assistance FEMA Payment.  There is only five weeks approved for weeks August 1st - Sept 5th.  The Lost Wages Assistance FEMA payments is not countable for Washington Apple Health (Medicaid) eligibility but is countable for tax credit and cost-sharing reductions. We have been advised to not include the $300 Lost Wages Assistance FEMA payment in your weekly unemployment income amount reported to the Washington Healthplanfinder application.  You should choose to adjust their Qualified Health Plan tax credits by adjusting the amount of tax credits applied to their premium in Washington Healthplanfinder . If you under estimate your income and use more tax credits than you are qualified for then yo...
Hey from Suzie Health Solutions. We have been doing some updates. Have you seen what has been going on at our Website ?  So we started a blog this week. We wanted people to get information in 1/2 hour light chunks. We have two episodes up so far. You can find us on Spotify , Google and Apple so far. You can also find us on PODBEAN .

COVID 19 Special Enrollment in Healthcare

Since we are a Full Service Enrollment Center , we work all year round in assisting people get healthcare. We do this with out charging a fee. There are eleven spread through out the state with different skills. The broker groups are able to fill in gaps and often are able to answer Life and Medicare questions. We happen to be in Wenatchee . We keep track of what Covid 19 is doing at this site . The Washington State Department of Health is another great site. It literally tracks the resources needed to fight it and gives a good representation of infected and forecasted death rates. Yes, this is serious stuff in that we are looking at 1600 of our neighbors being killed by Covid 19. Covid 19 has forced some businesses to remain open because they are essential.  If you need to report an non essential business breaking the law then here is the form . While some groups focus on helping small businesses during the crisis , or individuals . The first round of relief checks wi...

2020 Healthcare Open Enrollment and Low cost plans.

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason. Awarded for first year's production. We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State. Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less . An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them , factoring...

ACA Sign Up Project

Expect a lot of junk plans from other sources. A couple of years ago, a group of individuals started the ACA Signup Project. I have helped out at Suzie Health Solutions and have been teaching and enrolling people in healthcare since 2013. There was a great concern that the incoming President would slash funds for the outreach and attempt to sabotage the Affordable Care Act which he campaigned against. Yes, he promised to "Repeal Obamacare from Day 1". Well it is still here and we are always looking forward to more friends joining the outreach effort. Here are some tools that will help. We have made huge improvements In Washington State we have made some huge gains and we are working on making more. We are up to one in four people receiving their healthcare from the Washington Healthplanfinder. It is open year round for enrollment of people that are at 138% of poverty or affiliated with a Native American Tribe. Some of the rural counties of Eastern Washington, we ...

Healthplan Finder and Brokers

Brokers have always been an important part of the Washington Healthplan Finder . We have education requirements from the state for our license. We receive regular training from the Exchange on how it functions. We receive training from Insurance Companies on how plans functions. It was no surprise that one of the first customer satisfaction survey's rated brokers extremely helpful to 80%  from people enrolling in qualified health plans. Suzie Health Solutions is a no cost broker. The Washington State Auditor's office published it's Performance Audit in 2016 confirming the importance of selecting brokers. Right off the bat on page four, they mention shifting calls to brokers as being a possibility to reduce cost.  Brokers reduce cost by how they are paid. Brokers are paid by commission or charging fees receiving no payment for Medicaid. The exchange on the other hand pays for Navigators and the Call Center which drives up costs (page 28). Certain States improved th...

Flu shots, Vaccination, and Health Enrollment Fair 2020

Reduce your misery We get the flu shot every year. Every year people die from the flu.  “ Last year the flu killed 296 people in Washington and thousands more were hospitalized", said Dr. Scott Linquist, the state epidemiologist for communicable diseases. Getting an influenza vaccine — though not 100% effective — is the best way to prevent the misery of the flu and its complications. We don't like being miserable nor do we like inflicting misery upon others. We work with a lot of different people and some have compromised immune systems and we want our office space as safe as possible for others. The Centers for Disease Control and Prevention (CDC) recommends that everyone 6 months of age or older be vaccinated annually against influenza. Do you like kids? Well one study showed that flu vaccinations reduced the risk of flu-associated death by half for children with high risk medical conditions and nearly two-thirds among healthy kids. Medical conditions  increasing...

I need Dental & Glasses

These are the top two requests  and solved for a ton of people.  Apple Health Kids is awesome. If you are on Apple Health then you have Dental . You want to use the heck out of it. Kids can get braces if they are medically necessary. You can get cleanings and fillings. It is run by the Healthcare Authority so do not hesitate to call them directly and grill them. They don't cover bridges, implants or crowns. Their phone number is 1-800-562-3022. On Apple Health and can't find a dentist/doctor then go here .  Apple Health Vision, the kids 20 and younger are covered and the adults need to contact the administering insurance company and see what they cover. The adult's eyeglass frames and lenses are generally not covered by Apple Health but they have a discount program. These change from time to time on what they cover. The Apple Health managing companies are: Amerigroup Washington: 1-800-600-4441 Community Health Plan of Washington 1-800-440-1561 Coordinated...

Thank you to the local Businesses.

It is hard to get information to the public these days. We use social media, inform the newspapers, do radio ads. One of the ones that we like to do is posters for events. It shows that they care about their customers and recognize that people need assistance in getting help with Healthcare. Take a moment to thank them and visit them if you have not done so. It is people like these that we make our home in Central Washington. In no particular order, thank you: Washington Healthplanfinder they run the tool that 1 in 4 Washington Citizens use to enroll in healthcare.  Suzie Health Solutions they run the full service enrollment center in Wenatchee. They help people solve their insurance questions for life and health with out charging a fee.  Washington Valley Pharmacy has pharmacies in East Wenatchee and Quincy. They will be providing flu shots at the Health Fair!  Mercantile provides vibrant work space in downtown Wenatchee for small businesses. ...

Tips for 2020 Open Enrollment Washington State

After six years of helping thousands of people get healthcare, we have seen a few things. I am currently running the full service enrollment center in Wenatchee . It's where we answer questions and enroll people in healthcare at no cost to them. Look if you have an account on the Washington Healthplan Finder then please keep it current. Reading your mail and paying your taxes solves the basic difficulties with the program. Here are the big tips: Put the mobile app on your phone so you can check easily check your account and get messages. The user name and passwords are the same as the desktop version.   Select a no charge broker to get your questions answered. This is maximum service for minim dollars. Some of us throw out tips on facebook and if you don't get help directly, your neighbor does.  Right off the bat if you have Apple Health Dental then use the heck out of it. You get cleanings every year, basic restorative fillings, some root canals and denture...

Why use a no cost agent for Medicare Solutions.

When you qualify for Medicare , it is an important time in your life as you are literally making decisions that affect the rest of your life. You are usually either transitioning from a qualified health plan from your employer, three months before or after your birthday, or have become disabled. You have benefits during your initial enrollment period that you may not be aware of. If you miss your initial enrollment then you have restrictions and possibly penalties . Our busiest seasons. A no charge agent means just that, we don’t charge additional fees to assist you and answer your questions throughout the year. If you select or change plans with the assistance of a no charge agent then we receive compensation from the insurance company managing the plan. Yes, there are some cases that you can simply select an agent of record by signing a form, but there are certain plans that once you have selected an agent, they are attached until you switch plans or for the rest...