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No Cost and Low Cost Children's Health Insurance

Hi, Suzie Health Solutions has been helping Central Washington eight years. We are the full service enrollment center located in Wenatchee . We are a family run small business. This means people can walk in, get help on there account and not be charged a fee. We recommend always selecting a no charge broker to provide additional assistance if things go sideways as well as getting access to their expert assistance.  While we insure a lot of people with the Healthplanfinder and on Medicare . Today we are going to talk about Apple Health or Medicaid. The Children's Health Insurance Program (CHIP) or Apple Health (Medicaid) provides insurance for kids under 19 if your modified adjusted gross incomes meets the requirements. The requirements are adjusted every April. Please contact us if you are interested in enrolling for healthcare for your child.  Is my child eligible? Kids with single parents kids with two parents kids living on their own kids living with grandparents, famil...
Hey from Suzie Health Solutions. We have been doing some updates. Have you seen what has been going on at our Website ?  So we started a blog this week. We wanted people to get information in 1/2 hour light chunks. We have two episodes up so far. You can find us on Spotify , Google and Apple so far. You can also find us on PODBEAN .

COVID 19 Special Enrollment in Healthcare

Since we are a Full Service Enrollment Center , we work all year round in assisting people get healthcare. We do this with out charging a fee. There are eleven spread through out the state with different skills. The broker groups are able to fill in gaps and often are able to answer Life and Medicare questions. We happen to be in Wenatchee . We keep track of what Covid 19 is doing at this site . The Washington State Department of Health is another great site. It literally tracks the resources needed to fight it and gives a good representation of infected and forecasted death rates. Yes, this is serious stuff in that we are looking at 1600 of our neighbors being killed by Covid 19. Covid 19 has forced some businesses to remain open because they are essential.  If you need to report an non essential business breaking the law then here is the form . While some groups focus on helping small businesses during the crisis , or individuals . The first round of relief checks wi...

1095 Forms, Do I need to file my taxes?

Hey, this is the 3rd year that we have been the Full Services Enrollment Center for the Washington Healthplanfinder . We don't charge a bunch of fees and you get access to extra services. Since it is tax season then you should know we help with 1095 Forms! Yes, we will print one out for you at our office if we are connected to your account. Tax season is officially from January 27th to April 15, 2020. If you receive tax credits or Washington Apple Health then you need to file your taxes with the IRS. If it is not filed or filed incorrectly then the Healthcare Authority can revoke the tax credits. Yes, I have heard from more than one person that thought that they were saving money by not filing which created massive problems. The worst problems that I heard was they went the next year without healthcare! If you are a tax professional then let me know and I will add you to this list. A person can be a paid tax return preparer as long as they have an IRS Preparer Tax I...

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...

ACA Sign Up Project

Expect a lot of junk plans from other sources. A couple of years ago, a group of individuals started the ACA Signup Project. I have helped out at Suzie Health Solutions and have been teaching and enrolling people in healthcare since 2013. There was a great concern that the incoming President would slash funds for the outreach and attempt to sabotage the Affordable Care Act which he campaigned against. Yes, he promised to "Repeal Obamacare from Day 1". Well it is still here and we are always looking forward to more friends joining the outreach effort. Here are some tools that will help. We have made huge improvements In Washington State we have made some huge gains and we are working on making more. We are up to one in four people receiving their healthcare from the Washington Healthplanfinder. It is open year round for enrollment of people that are at 138% of poverty or affiliated with a Native American Tribe. Some of the rural counties of Eastern Washington, we ...

Tips for 2020 Open Enrollment Washington State

After six years of helping thousands of people get healthcare, we have seen a few things. I am currently running the full service enrollment center in Wenatchee . It's where we answer questions and enroll people in healthcare at no cost to them. Look if you have an account on the Washington Healthplan Finder then please keep it current. Reading your mail and paying your taxes solves the basic difficulties with the program. Here are the big tips: Put the mobile app on your phone so you can check easily check your account and get messages. The user name and passwords are the same as the desktop version.   Select a no charge broker to get your questions answered. This is maximum service for minim dollars. Some of us throw out tips on facebook and if you don't get help directly, your neighbor does.  Right off the bat if you have Apple Health Dental then use the heck out of it. You get cleanings every year, basic restorative fillings, some root canals and denture...

How to add a No Charge Broker

Maximum Service for Minimum Price There are a few of us no charge brokers out there for the Washington Healthplanfinder. We don't charge fees. That means our only source of income is from a person selecting us. We are not talking a lot of money and we are down to 1544 brokers last count. That is about 1000 less than when we started 6 years ago. Some have started charging fees. No we don't get paid for Apple Health Policies. (The exchange is not allowed to pay us despite being paid by DSHS to manage these accounts). No we don't get paid for some plans for a Special Enrollment. No we don't get paid for companies that don't affiliate with us. This means that we do a lot of charity work. We receive payment for about 1 in 4 policies. It is very rewarding on a spiritual level. Most people couldn't imagine getting paid for 15 minutes of every hour work. The first year that I estimated commissions for everyone that didn't select a broker, it amounted to $1 mil...

Washington Healthplan Finder's Full Service Enrollment Centers.

What if you could walk into an office and get your questions answered about Healthcare at no cost? It's not complex most companies has someone that does Human Resources. They enroll you in healthcare, have the occasional survey to fill out and remind you to turn in documents. If this personal HR office was not connected to a workplace then it would have to be in a safe place, hold regular hours, easy access and not charge extra fees. In 2016 the Washington Health Plan Finder launched nine store fronts with that idea. The majority were located on the Westside. Suzie Health Solutions jumped at the opportunity. We started this entire thing because a client asked us how healthcare would effect them. We thought we would be a good fit and the Washington Health Plan Finder selected us to run Suzie Health Solutions in Wenatchee.  In 2018 the Washington Health Plan Finder expanded the model into Full Service Enrollment Centers . There are only 10 locations with ours located in ...

Healthcare the First Open Enrollment and beyond.

What were you doing August 08, 2013? I was driving a couple of hundred miles to Olympia to test the Washington Healthplan Finder . There were four brokers in the room. As we walked through it, we built a list of questions/problems to help the exchange get better. The biggest shocker was what we were expected to do for free. Before the ACA brokers received payment for helping people enroll in Medicaid. Most people can't imagine getting paid for 1/4 of their work but it is how we keep our doors open.  I think I am the only one left writing individual healthcare. The only other one that is in the business in Tacoma does mostly large business solutions.  Pre ACA Problems The early days were wild. I had to create flyers from next to nothing. We did our best to go out and educate the public from radio interviews at KPQ in Wenatchee to Front page in the Wenatchee World. We did classes at the local YMCA , libraries and Rotary Clubs. Honestly, the worst experience was at my ...

How do I get cheap healthcare?

Today is myth busting for the price of healthcare in Washington State. We run Suzie Health Solutions , a Full Service Enrollment Center in Wenatchee, WA . We are trained and answer questions all year round for our clients. It is like having your personal HR department that works for you.  In a recent survey of Uninsured , 2 out of 3 didn't even try to get healthcare with 1 out of 3 thinking price was a problem. The majority probably qualified to get reduced cost or no out of pocket to them. I found it a little strange that people didn't know what their options were deciding to gamble with a solutions. I don't want my neighbors to not get their kids to the doctor because they didn't get healthcare during open enrollment.  We make it easy to get help. Open Enrollment is very short running November 1st through Dec 15th for Healthcare. Medicare Enrollments are October 15th through December 7th. Outside of that time frame, you need documented reasons. It is wh...

1095 Tax form for Health Insurance

Starting January 15, 2016, the Washington State Health Care Authority (HCA) will be mailing Washington Apple Health (Medicaid) clients a new tax form named the 1095-B. The 1095-B form provides of each month the client had minimum essential health coverage in 2015 through Washington Apple Health. The Health Care Authority transmits this information electronically to the IRS. Apple Health clients should keep the form for their records, since it contains important information they will need to complete their 2015 tax return. In some cases, people may get more than one tax form – such as 1095-A, 1095-, or 1095-C – depending on their employer and the kind of health coverage they had during 2015: · The 1095-A is furnished by the state’s Health Insurance Marketplace (Health Benefit Exchange) · The 1095-B can also be furnished by other government-sponsored programs, employer-sponsored group health plans, and more. · State employees and retirees enrolled in the Un...