Washington State Healthcare Solutions

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason. Awarded for first year's production. We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State. Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less . An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them , factoring...

Brokers have always been an important part of the Washington Healthplan Finder . We have education requirements from the state for our license. We receive regular training from the Exchange on how it functions. We receive training from Insurance Companies on how plans functions. It was no surprise that one of the first customer satisfaction survey's rated brokers extremely helpful to 80%  from people enrolling in qualified health plans. Suzie Health Solutions is a no cost broker. The Washington State Auditor's office published it's Performance Audit in 2016 confirming the importance of selecting brokers. Right off the bat on page four, they mention shifting calls to brokers as being a possibility to reduce cost.  Brokers reduce cost by how they are paid. Brokers are paid by commission or charging fees receiving no payment for Medicaid. The exchange on the other hand pays for Navigators and the Call Center which drives up costs (page 28). Certain States improved th...

Reduce your misery We get the flu shot every year. Every year people die from the flu.  “ Last year the flu killed 296 people in Washington and thousands more were hospitalized", said Dr. Scott Linquist, the state epidemiologist for communicable diseases. Getting an influenza vaccine — though not 100% effective — is the best way to prevent the misery of the flu and its complications. We don't like being miserable nor do we like inflicting misery upon others. We work with a lot of different people and some have compromised immune systems and we want our office space as safe as possible for others. The Centers for Disease Control and Prevention (CDC) recommends that everyone 6 months of age or older be vaccinated annually against influenza. Do you like kids? Well one study showed that flu vaccinations reduced the risk of flu-associated death by half for children with high risk medical conditions and nearly two-thirds among healthy kids. Medical conditions  increasing...

After six years of helping thousands of people get healthcare, we have seen a few things. I am currently running the full service enrollment center in Wenatchee . It's where we answer questions and enroll people in healthcare at no cost to them. Look if you have an account on the Washington Healthplan Finder then please keep it current. Reading your mail and paying your taxes solves the basic difficulties with the program. Here are the big tips: Put the mobile app on your phone so you can check easily check your account and get messages. The user name and passwords are the same as the desktop version.   Select a no charge broker to get your questions answered. This is maximum service for minim dollars. Some of us throw out tips on facebook and if you don't get help directly, your neighbor does.  Right off the bat if you have Apple Health Dental then use the heck out of it. You get cleanings every year, basic restorative fillings, some root canals and denture...

On September 12, 2019 the Office of the Insurance Commissioner approved the plans with a record low rate. The average rate of decrease for theplans was 3.27% . We have insurance companies expanding their coverage . The W ashington Health Benefit Exchange Board later approved the plans .   Remember, we all get one year older every year so do not count on a full percentage decrease.  Open Enrollment is November 1 st through December 15 th grab an appointment today . Heavy Enrollment in Eastern Washington in 2019 This is good news to all our customers in Washington State.   It shows the individual market on the Health BenefitExchange is stabilizing. There have been proposals for Reinsurance and adding a state individual mandate both of would lower prices.   We will see if the Legislature takes the necessary steps to further lower rates. Customers will be able to enjoy the lower rates starting January 1 st , 2020.   We like to focus on the ex...