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Showing posts with the label 2020 Health Insurance Rates

Healthplan Finder and Brokers

Brokers have always been an important part of the Washington Healthplan Finder . We have education requirements from the state for our license. We receive regular training from the Exchange on how it functions. We receive training from Insurance Companies on how plans functions. It was no surprise that one of the first customer satisfaction survey's rated brokers extremely helpful to 80%  from people enrolling in qualified health plans. Suzie Health Solutions is a no cost broker. The Washington State Auditor's office published it's Performance Audit in 2016 confirming the importance of selecting brokers. Right off the bat on page four, they mention shifting calls to brokers as being a possibility to reduce cost.  Brokers reduce cost by how they are paid. Brokers are paid by commission or charging fees receiving no payment for Medicaid. The exchange on the other hand pays for Navigators and the Call Center which drives up costs (page 28). Certain States improved th...

Tips for 2020 Open Enrollment Washington State

After six years of helping thousands of people get healthcare, we have seen a few things. I am currently running the full service enrollment center in Wenatchee . It's where we answer questions and enroll people in healthcare at no cost to them. Look if you have an account on the Washington Healthplan Finder then please keep it current. Reading your mail and paying your taxes solves the basic difficulties with the program. Here are the big tips: Put the mobile app on your phone so you can check easily check your account and get messages. The user name and passwords are the same as the desktop version.   Select a no charge broker to get your questions answered. This is maximum service for minim dollars. Some of us throw out tips on facebook and if you don't get help directly, your neighbor does.  Right off the bat if you have Apple Health Dental then use the heck out of it. You get cleanings every year, basic restorative fillings, some root canals and denture...

Why use a no cost agent for Medicare Solutions.

When you qualify for Medicare , it is an important time in your life as you are literally making decisions that affect the rest of your life. You are usually either transitioning from a qualified health plan from your employer, three months before or after your birthday, or have become disabled. You have benefits during your initial enrollment period that you may not be aware of. If you miss your initial enrollment then you have restrictions and possibly penalties . Our busiest seasons. A no charge agent means just that, we don’t charge additional fees to assist you and answer your questions throughout the year. If you select or change plans with the assistance of a no charge agent then we receive compensation from the insurance company managing the plan. Yes, there are some cases that you can simply select an agent of record by signing a form, but there are certain plans that once you have selected an agent, they are attached until you switch plans or for the rest...

Lower Rates for 2020 Health Insurance in Washington State

On September 12, 2019 the Office of the Insurance Commissioner approved the plans with a record low rate. The average rate of decrease for theplans was 3.27% . We have insurance companies expanding their coverage . The W ashington Health Benefit Exchange Board later approved the plans .   Remember, we all get one year older every year so do not count on a full percentage decrease.  Open Enrollment is November 1 st through December 15 th grab an appointment today . Heavy Enrollment in Eastern Washington in 2019 This is good news to all our customers in Washington State.   It shows the individual market on the Health BenefitExchange is stabilizing. There have been proposals for Reinsurance and adding a state individual mandate both of would lower prices.   We will see if the Legislature takes the necessary steps to further lower rates. Customers will be able to enjoy the lower rates starting January 1 st , 2020.   We like to focus on the ex...