Washington State Healthcare Solutions

 Suzie Health Solutions has been assisting people in Wenatchee and surrounding counties going on ten years. We make it easy as possible because this is a life changing moment. Suzie takes her time during enrollment and answers questions through the year making her high in demand. She does take appointments and people have set them as far out as five years. We do not charge fees .  To enroll in Medicare, you must be a U.S. citizen or permanent resident who is 65 years or older, or have a qualifying disability or end-stage renal disease. Yes, if you have a Permanent Resident Card (I-5551) then you can qualify for Medicare! To quote or set appointment here. We do assist people in office for an initial enrollment or receive forms to activate Medicare B from a delayed start. You can enroll in Medicare online, by phone, or in person at your local Social Security office. You will need to provide your Social Security number, date of birth, and other personal information. Once you h...

 At the Enrollment Center we do a lot of different pricing for Dental Insurance.  One of the more popular is Delta Dental for our area. For 2022 they updated their pricing in our state. This is only a partial description of benefits; for full plan benefits and pricing then visit our site .  This is different from the state and may be different from other Delta Dental offerings as they have a wide variety of plans available. For example this is different from the plan offered on the Washington Healthplanfinder.  We also walk people through the coverages for a better understanding. We have appointments, online, over the phone or in person if you are in the Wenatchee Area .  We do enrollment year round for dental and a few other programs.  Catch our Blog Suzilla . 

OK thanks to the American Rescue Plan Act of 2021 (ARPA) and last year's Coronavirus Aid, Relief and Economic Security Act of 2020 (CARES Act), we have a lot of income that may or may not impact your healthcare. If you have a good tax preparer do not hesitate to talk with them if you have questions. As this is only some of the simple guidelines. Here is the FAQ from the Healthplanfinder about the American Rescue Plan. It is a big deal and we have talked several times about the impact that is having on healthcare for good. Here we talked about it on our Podcast: Suzilla .  Tax guideline chart On the Washington Healthplanfinder , there are two types of plans. 1. The Qualified Health Plans which can use Advanced Premium Tax Credits (APTC) to lower monthly costs. If the Income level is under 250% of poverty level then a household can also receive Cost Sharing Reduction (CSR) which lowers things like deductibles, out of pocket maximums and co-pays to increase household savings. ...

 Here at Wenatchee Insurance Agency,   we have been talking about the Covid Bill for a while now.   One of the facebook videos is here.  If you have listened to our Podcast: Suzilla or seen one of our videos on Facebook then you know that something major is going on with the cost of healthcare.  1. Right now, the Washington Healthplanfinder have set up a FAQ sheet about the American Rescue Plan Act of 2021. There are some important things to note.   They are expecting to make the pricing changes by Mid May so talk to an enrollment center to see if they have taken effect.  Big cost savings to households for 2021 & 2022 If you want to peek at the tax credit shift then go here .  COBRA changes will only last until Sept 30. This will lower the cost of insurance for 2021 and 2022. There is no legislation to extend it at this time.  2. The Department of Health & Human Resources estimate that 79,200 will now get credits in Was...

  Why Douglas & Kittitas Counties We are looking at roughly 5700 people in Douglas County and another 3600 in Kittitas County that are going without Health Insurance when they have access to a resource that will assist them. We are looking because many of the counties in our area lowered their uninsured rates prior to Covid 19 shutting down everything March of 2020. Currently, we have a Covid Special Enrollment in Washington state. This means if you don’t have healthcare or want to switch from COBRA or a Health Ministry then you have until May 15 th . We have been seeing a lot of first-time enrollments this year so here are some tips. 1.      There are some terms that you may not be familiar with or understand them differently than being used. Assisters are there to aid and if you forget something during the year call up the enrollment center and they can assist you. 2.      Have a idea of what your current income is and budget for ...

Since Wenatchee Insurance is the Full Service Enrollment Center located in Wenatchee, we receive a lot of requests about Apple Health. We wrote an early blog post about low and no cost care for children . We assist people with all income levels with professional assistance. We do not get paid for every policy that we write but that doesn't stop us from helping people.  Healthcare can be confusing. We always recomend connecting with a no cost broker and a navigator so that you get maximum customer service. For example if there is a payment issue with a insurance company and we are connected then we can sort it out quicker if there is an established affiliation.  One of the topics that came up recently is what is the difference of the three Apple Health Managed Care Providers. This blog post is going to hopefully answer those questions. Here we go: Fast Comparison Chart Amerigroup Washington . I strongly suggest that you check out their members handbook  as they go throug...

Brokers have always been an important part of the Washington Healthplan Finder . We have education requirements from the state for our license. We receive regular training from the Exchange on how it functions. We receive training from Insurance Companies on how plans functions. It was no surprise that one of the first customer satisfaction survey's rated brokers extremely helpful to 80%  from people enrolling in qualified health plans. Suzie Health Solutions is a no cost broker. The Washington State Auditor's office published it's Performance Audit in 2016 confirming the importance of selecting brokers. Right off the bat on page four, they mention shifting calls to brokers as being a possibility to reduce cost.  Brokers reduce cost by how they are paid. Brokers are paid by commission or charging fees receiving no payment for Medicaid. The exchange on the other hand pays for Navigators and the Call Center which drives up costs (page 28). Certain States improved th...

What were you doing August 08, 2013? I was driving a couple of hundred miles to Olympia to test the Washington Healthplan Finder . There were four brokers in the room. As we walked through it, we built a list of questions/problems to help the exchange get better. The biggest shocker was what we were expected to do for free. Before the ACA brokers received payment for helping people enroll in Medicaid. Most people can't imagine getting paid for 1/4 of their work but it is how we keep our doors open.  I think I am the only one left writing individual healthcare. The only other one that is in the business in Tacoma does mostly large business solutions.  Pre ACA Problems The early days were wild. I had to create flyers from next to nothing. We did our best to go out and educate the public from radio interviews at KPQ in Wenatchee to Front page in the Wenatchee World. We did classes at the local YMCA , libraries and Rotary Clubs. Honestly, the worst experience was at my ...

The Director for the Wenatchee Senior Center dopped in and gave Suzie McColm her plaque. It was the first one that she achieved. She has been helping for years people fill their prescriptions at the local pharmacies struggle. The struggle could have been from not having insurance to having a bad plan. When she had enough, she rolled up her sleeves, got her insurance license and started helping with the affordable care act. After her first year helping, she wanted to help more with Seniors so Medicare was a natural for her. She still helps as a pharmacy tech these days but her passion is helping people on the front in with insurance. Stop in and say hi to a proud member of our team .