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Showing posts with the label Affordable Care Act

Native American Health and Washington State

We find people all the time that are unaware that they have access to low cost/high benefit healthcare. The Native American Program is a good example on why we have talked about the ACA for nearly a decade.  The Affordable Care Act improved healthcare quality and coordination. It included a permanent reauthorization of the Indian Health Care Improvement Act . It was designed to help prevention and improve wellness by increasing access to affordable health coverage. If you are a member of a federally recognized tribe or Alaska Native Claim Settlement Act (ANCSA) Corporation shareholders then you are qualified for the program. The Healthplanfinder will ask for proof of affiliation however we can help you upload a copy. Marketplace Health Plans. Washington is an expanded medicaid state so up to 138% of the federal poverty level then you are enrolled in Apple Health. These are comprehensive plans which means most services including dental are included.  Between 138% and 300% of ...

I am unvaccinated can I still get Health Insurance.

 We have been hearing some mean rumors about folks telling the unvaccinated that they can not get health insurance. If you lose coverage from a job then it opens a special enrollment and you have 60 days. We have had enough questions that we did a quick 10 minute video on it. For the unvaccinated, the Affordable Care Act protects you from being discriminated against. You can get a individual health plan on the Washington Healthplanfinder until January 15th, 2022. We recommend getting some assistance from an enrollment center as they cost nothing and some areas have over 70 health plans to choose from.  There are some carve outs. Large Group plans can add surcharges for the unvaccinated. Kroger  and Delta Airlines  are good examples of doing a soft mandate.  A Healthshare Ministry while allowed under the ACA is not insurance so if they can change their rules leaving subscribers no avenue of appeal. We do not work with these products because we like regulated pr...