Skip to main content

Native American Health and Washington State

We find people all the time that are unaware that they have access to low cost/high benefit healthcare. The Native American Program is a good example on why we have talked about the ACA for nearly a decade. 

The Affordable Care Act improved healthcare quality and coordination. It included a permanent reauthorization of the Indian Health Care Improvement Act. It was designed to help prevention and improve wellness by increasing access to affordable health coverage.

If you are a member of a federally recognized tribe or Alaska Native Claim Settlement Act (ANCSA) Corporation shareholders then you are qualified for the program. The Healthplanfinder will ask for proof of affiliation however we can help you upload a copy.


Marketplace Health Plans.

Washington is an expanded medicaid state so up to 138% of the federal poverty level then you are enrolled in Apple Health. These are comprehensive plans which means most services including dental are included. 

Between 138% and 300% of the federal poverty level then you can enroll in a "zero cost sharing" plan. It means after you pay your premiums then things like deductibles, copayments and coinsurance are covered by the plan. This makes plans very useable, very quickly. 

As a member, you can enroll in a marketplace health insurance at anytime, not just during open enrollment which starts November 1st every year. You can change plans once a month. We use the rule of 15 in Washington state. If you enroll prior to the 15th then your plan will start the 1st of the next month.  



Just wait there is more. 

Indian tribe members and ANCS shareholders also have special protections and benefits under Medicaid and Children's Health Insurance Program (CHIP).

In Washington State, there are 29 federally recognized tribes. 28 of the tribes contract their funding from IHS. 3 site sin Washington host IHS run health programs. They are.

1. The Colville Health Center in Nespelem

2. The Yakama Tribal Clinic in Toppenish.

3. The Spokane Tribal Clinic in Wellpinit. 

In addition, there are 3 Urban Indian Health Clinics.

1. Seattle Indian Health Board (SIHB) downtown Seattle

2. NATIVE Project in Spokane.

3. The Native American Rehabilitation Association of the Northwest in Portland. 

It is your right as an AI/AN to use any Indian health, tribal, or urban Indian clinic. For health services at a location near you, contact the clinic to see if they’re accepting new patients. Map of Washington state tribes


We run the enrollment center in Wenatchee and help folks all over the state enroll and understand healthcare. You can find us on Facebook, on our website, attached with the Healthplanfinder or even check out our Podcast if you have an interest in small business. We do this without charging a fee. Give us a call or set the appointment and we will answer your questions. 



Comments

Popular posts from this blog

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu

Cheap Health Insurance, Washington Healthplanfinder and Enrollment Centers

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with Long Term Care, Life Ins

Long Term Care insurance and the WA Cares Fund

At Suzie Health Solutions , we are the full service enrollment center located in Wenatchee, WA. We get asked a lot of insurance questions. If you have not heard. Long term care in Washington State is changing this year. Long Term Care is the next big insurance problem facing the United States. It is no wonder why Washington state started to address the problem with House Bill 1087 & House Bill 1323 . Long Term Care is not part of health insurance or Medicare. It often falls under Medicaid programs after all the individuals’ resources have been exhausted. That is correct. If you have a private plan then those funds are run out first and then everything else to pay for your care . Yes, you can work hard all your life build up serious assets and if you don't plan for long term care leave little or nothing for your children. Suzilla live from Wenatchee The immediate cost is where employees (W-2 that work 500 hours per year) in Washington State are required to pay $0.58 per