Washington State Healthcare Solutions

There is a variety of coverages out there. At Suzie Health Solutions , the Enrollment Center located in Wenatchee for the Washington Healthplanfinder , we work with Qualified Health plans.  We are going to talk about non-medicare health insurance plans today. We offer a lot of insurance but health insurance we have worked through 10 open enrollments which usually run from November 1st through December 15th across the United States.  This means that they cover the 10 Essential Coverages.  Inpatient and outpatient medical care Prescription drug coverage Preventive care and screenings Mental health and substance abuse treatment Emergency services Hospitalization Rehabilitation services Pregnancy and maternity care Laboratory services Pediatric care, including dental and vision services. Each plan will cover them in a variety of ways. We do run applications year round however are limited by enrollment dates. If we are outside a open enrollment then a person may have to ...

  At the Enrollment Center , we get asked this alot. Matt has assisted with 10 Open Enrollments helping thousands of people get healthcare. There are 10 Enrollment Centers in Washington State and you can catch Matt in Wenatchee's most of the time. If you need insurance help in Washington State then an easy way to contact him on his office's landing page .  Special enrollment periods (SEPs) for health insurance are periods of time outside of the regular open enrollment period during which certain individuals are able to enroll in or make changes to their health insurance coverage. SEPs are typically available to people who have experienced certain life events, such as the birth of a child, marriage, loss of other coverage, or a permanent move to a new area. In general, the following individuals are typically eligible to enroll in health insurance during a SEP: • People who have recently had a child, adopted a child, or placed a child for foster care. • People who have rece...

 At the Enrollment Center we do a lot of different pricing for Dental Insurance.  One of the more popular is Delta Dental for our area. For 2022 they updated their pricing in our state. This is only a partial description of benefits; for full plan benefits and pricing then visit our site .  This is different from the state and may be different from other Delta Dental offerings as they have a wide variety of plans available. For example this is different from the plan offered on the Washington Healthplanfinder.  We also walk people through the coverages for a better understanding. We have appointments, online, over the phone or in person if you are in the Wenatchee Area .  We do enrollment year round for dental and a few other programs.  Catch our Blog Suzilla . 

 It's October and we have started the Enrollment Season. The last couple of weeks, we have had people with Covid call us looking for Health Insurance and people losing their coverage due to opting out of a vaccine mandate at their work. It is our job to educate and enroll people in insurance regardless of their position. We are the Enrollment Center located in Wenatchee. Enrollment Centers are unique to Washington state and there are only 11 of us . We work with the Washington Healthplanfinder and can be found linked to their site. We have to go through special requirements like explaining every plan and not charging any fees. Some of the brokers sites like The Suzie @Wenatchee Insurance  work additionally with Medicare plans and Life Insurance so that you have additional opportunities.  We saw a big reduction in the cost of Healthcare because of the American Rescue Plan. In Washington state we enrolled thousands of people into plans for $1 or less starting in June. These...

 Each year at The Suzie @ Wenatchee Insurance  we talk about rates in June . It is one of the few times that the public has a chance to lower their insurance rates. If you follow our podcast or facebook page then you have a greater chance of knowing when this occurs. We even did a follow up video about the thousands of Washington State Residents that were able to purchase Healthcare for $1 or less.  For 2021 thanks to ARPA, nearly half were paying $100 or less for a qualified health plan and these savings will continue through 2022 at least!  The office of the Insurance Commissioner has released some results. The first round impacts the plans found on the Washington Healthplanfinder . If you are not using this tool to shop for insurance then you should just because of the American Rescue Plan's lowering of rates through 2022. Since the adjustment to the top bracket opened up reduced pricing to the upper income brackets, there is very little reason to be shopping ...

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with ...

  Hey, it’s The Suzie @ Wenatchee Insurance,  working with the Washington Healthplanfinder. We have had an office on Wenatchee Avenue for over six years now. We assist people navigate, understand, and enroll in Health, Life, Medicare Insurance to name a few. There is eleven enrollment centers spread throughout the state to assist folks. We help everyone that walks through our door or gives us a call. It is however getting tougher to reach folks. Here is the banned video on Facebook. Vivian was a friend of a friend that needed assistance and we were able to help out. Community is really about people helping people without judgement.  Unfortunately, we live in a politically charged world so getting the information out to the people that need it is not always easy. Every year, it gets tougher to spread the word about help being available. This year, we had to register for the first time as a Health Insurer to be able to do outreach on Google. That’s correct, we have to re...

Hey, dialing in from the Wenatchee Enrollment Center . Thanks to the American Rescue Plan Act, healthcare has gotten cheaper for 2022. If nothing is done then it will skyrocket in 2023 for some of the people. That is for a different blog.  Here is the teaser of what we are looking at in Central Washington: Again, we are the most or second most expensive zone in the state for the health insurance plans. Healthcare is a team event with a dance between Providers and Insurance companies. When you have large areas to cover with only a few providers, providers can drive up the price. If you are concerned with the trend in Central Washington then our largest providers can be reached at: Confluence Health   Columbia Valley Community Health   A simple comment of could help:  Insurance Companies have left our area and have had to raise rates. We have some of the highest rates in the state for health insurance. The Health Insurance companies are required by law to pay back fun...

 

  Here at Wenatchee Insurance , we have been working with Healthcare because of the Affordable Care Act . Matt has been writing insurance for nearly a decade. He transitioned from property from a customer request. Suzie is second generation Insurance coming over from being a Pharmacy Technician for nearly two decades. We are going on five years of running the enrollment center in Wenatchee with the Healthplanfinder.  Give us a call (509-295-9055) or grab an appointment if you could use some help navigating health insurance. We charge zero fees.  The Affordable Care Act had a historic number of hours of debate and amendments during Committee development.  It was a massive law covering insurance coverages, healthcare costs and preventative care. It added protective rights called the Patient Bill of Rights that protected consumers, required insurance to cover 10 essential health benefits , a means for those with  low income to get coverage and a new way for th...

OK thanks to the American Rescue Plan Act of 2021 (ARPA) and last year's Coronavirus Aid, Relief and Economic Security Act of 2020 (CARES Act), we have a lot of income that may or may not impact your healthcare. If you have a good tax preparer do not hesitate to talk with them if you have questions. As this is only some of the simple guidelines. Here is the FAQ from the Healthplanfinder about the American Rescue Plan. It is a big deal and we have talked several times about the impact that is having on healthcare for good. Here we talked about it on our Podcast: Suzilla .  Tax guideline chart On the Washington Healthplanfinder , there are two types of plans. 1. The Qualified Health Plans which can use Advanced Premium Tax Credits (APTC) to lower monthly costs. If the Income level is under 250% of poverty level then a household can also receive Cost Sharing Reduction (CSR) which lowers things like deductibles, out of pocket maximums and co-pays to increase household savings. ...

 Here at Suzie Health Solutions , we have been talking about the Covid Bill for a while now.   One of the facebook videos is here.  If you have listened to our Podcast: Suzilla or seen one of our videos on Facebook then you know that something major is going on with the cost of healthcare.  1. Right now, the Washington Healthplanfinder have set up a FAQ sheet about the American Rescue Plan Act of 2021. There are some important things to note.   They are expecting to make the pricing changes by Mid May so talk to an enrollment center to see if they have taken effect.  Big cost savings to households for 2021 & 2022 If you want to peek at the tax credit shift then go here .  COBRA changes will only last until Sept 30. This will lower the cost of insurance for 2021 and 2022. There is no legislation to extend it at this time.  2. The Department of Health & Human Resources estimate that 79,200 will now get credits in Washington state t...

  We talk about Insulin a lot. Here at Suzilla and again for example. We watch the news and see articles talking about it coming . With Enrollment is your chance to make the change for 2021.   Here is the taste of   the 2021 cost of insulin for Medicare recipients and said I would report if the prices did indeed go down.   Tresiba which retails for $537/box will be $35 copays throughout the year. Lantus, retails for $414/box as low as $25 copays for most of the year. Basaglar, retails $345/box, $35 copays. (Based on plans in my area)   If you were wondering the cost of these drug plans, they are all under $25/month   If you are just letting your Medicare D plan or your Medicare Advantage plan roll over then you might not be getting these lower costs!!   Medicare Annual Election Period is Oct 15- Dec 7th, get with your agent to review your drug plan, because you need to factor in ALL your other prescriptions!!   If you...