2022 Health Insurance Rates for Washington State from Enrollment Center

 Each year at The Suzie @ Wenatchee Insurance we talk about rates in June. It is one of the few times that the public has a chance to lower their insurance rates. If you follow our podcast or facebook page then you have a greater chance of knowing when this occurs. We even did a follow up video about the thousands of Washington State Residents that were able to purchase Healthcare for $1 or less. 

For 2021 thanks to ARPA, nearly half were paying $100 or less for a qualified health plan and these savings will continue through 2022 at least!

 The office of the Insurance Commissioner has released some results. The first round impacts the plans found on the Washington Healthplanfinder. If you are not using this tool to shop for insurance then you should just because of the American Rescue Plan's lowering of rates through 2022. Since the adjustment to the top bracket opened up reduced pricing to the upper income brackets, there is very little reason to be shopping off exchange this next year. Whenever you get a chance be connected to one of the 11 enrollment centers as they can assist you with zero cost and explain all the plans. 

We are suggesting to review plans this year with your broker as their appears to be some deals to be had.

The Office of the Insurance Commissioner lists the results here: 

Bridgespan Health

Community Health Network of Washington

Coordinated Care

Kaiser Foundation

Kaiser Foundation (Clark & Cowlitz)

Lifewise Healthplan of Washington 

Molina Healthcare

Pacific Source Health

Premera Blue Cross

Regence Bluecross Blueshield of Oregon (Clark)

Regence Blue Shield

United Healthcare

The annual Open Enrollment period will run from November 1st through January 15th. We suggest setting your appointment today as the lower rates more people than ever before have enrolled. You can set an appointment for in-person, over the phone or screensharing. You have to make changes by December 15th for a plan to start January 1st, 2021. 

Cascade Care Plans. These were introduced in 2021 and had some great features. There are subtle differences that many people are not aware of and of the hundreds of people that we worked during last enrollment only a handful asked about these exciting plans. 

Let's talk about the off exchange plans that have not been approved.

We expect the enrollment to continue to diminish through 2022 because of the decreases in price created from the American Rescue Plan for the exchange plans. We are also expecting some employers interested in saving money disband their small group plan in favor of having employees go with exchange plans. For 2022, if you are a employee of a licenced child care facility then you may be eligible for a silver plan for zero premium! If you have not priced an health insurance plan after May 8th 2021 then you need to if you want to understand the price reduction. This is not the time to set your healthcare and forget it as you could be paying extra. 

Set you appointment early, it is going to be a fast enrollment season.

Medicare: October 15th through December 7th

Healthcare: Nov 1st through Dec 15th

(for plans that start January 1st, 2022)

BONUS Enrollment Dec 16th through Jan 15th for health plans starting February 1st 2022.