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Showing posts with the label Prescription

Medicare Advantage and Prescription Changes for 2025

  How does we know that big changes is coming to Medicare for 2025 without talking about insurance plan details? Well it is real simple, the Inflation Reduction Act put in some very positive changes that impact Prescriptions in a big way. 1. Insulin at $35/month (already started). 2. vaccine access (already started). 3. Expansion of low income subsidy (already started). 4. $2000 yearly out of pocket max of prescription drug cost 2025. 5. Medicare Prescription Payment plan starts in 2025. 6. Manufacturer discount program starts in 2025. 7. In 2026 we will see the first 10 negotiated drug prices. These impact every Medicare Prescription Plan including Medicare Advantage plans that have prescriptions! Yes, large insurance companies have been predicting 50% of people using Medicare with prescriptions will switch plans this year. The Medicare Annual Enrollment Period runs from October 15th through December 7th. Set your appointments early for Suzie . While we can not discuss Medicare ...

Medicare and disclaimers.

 This year Suzie is going through her Annual Medicare Training . It is done every year and allows her to contract with Medicare Plans, educate and enroll consumers and receive a commission for her services. If you have been to our main webpage then you notice that we do a lot of different types of insurance.   Insurance is an heavily regulated industry. It requires being trained and then licensed with the Office of the Insurance Commissioner. We purchase equipment, open office spaces, and software so that we can effectively interact with the public. We have to secure contracts with companies if we want to be able to offer their products. Now not every company offers contracts with Agents. So we had to put up a new disclaimer. "We do not offer every plan available in your area. Any Information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. " Yes, since not every compan...

Washington Health and Medicare Insurance Enrollment

 It's October and we have started the Enrollment Season. The last couple of weeks, we have had people with Covid call us looking for Health Insurance and people losing their coverage due to opting out of a vaccine mandate at their work. It is our job to educate and enroll people in insurance regardless of their position. We are the Enrollment Center located in Wenatchee. Enrollment Centers are unique to Washington state and there are only 11 of us . We work with the Washington Healthplanfinder and can be found linked to their site. We have to go through special requirements like explaining every plan and not charging any fees. Some of the brokers sites like The Suzie @Wenatchee Insurance  work additionally with Medicare plans and Life Insurance so that you have additional opportunities.  We saw a big reduction in the cost of Healthcare because of the American Rescue Plan. In Washington state we enrolled thousands of people into plans for $1 or less starting in June. These...

Flu shots, Vaccination, and Health Enrollment Fair 2020

Reduce your misery We get the flu shot every year. Every year people die from the flu.  “ Last year the flu killed 296 people in Washington and thousands more were hospitalized", said Dr. Scott Linquist, the state epidemiologist for communicable diseases. Getting an influenza vaccine — though not 100% effective — is the best way to prevent the misery of the flu and its complications. We don't like being miserable nor do we like inflicting misery upon others. We work with a lot of different people and some have compromised immune systems and we want our office space as safe as possible for others. The Centers for Disease Control and Prevention (CDC) recommends that everyone 6 months of age or older be vaccinated annually against influenza. Do you like kids? Well one study showed that flu vaccinations reduced the risk of flu-associated death by half for children with high risk medical conditions and nearly two-thirds among healthy kids. Medical conditions  increasing...

Why use a no cost agent for Medicare Solutions.

When you qualify for Medicare , it is an important time in your life as you are literally making decisions that affect the rest of your life. You are usually either transitioning from a qualified health plan from your employer, three months before or after your birthday, or have become disabled. You have benefits during your initial enrollment period that you may not be aware of. If you miss your initial enrollment then you have restrictions and possibly penalties . Our busiest seasons. A no charge agent means just that, we don’t charge additional fees to assist you and answer your questions throughout the year. If you select or change plans with the assistance of a no charge agent then we receive compensation from the insurance company managing the plan. Yes, there are some cases that you can simply select an agent of record by signing a form, but there are certain plans that once you have selected an agent, they are attached until you switch plans or for the rest...