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2020 Healthcare Open Enrollment and Low cost plans.

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason.

Awarded for first year's production.

We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State.

Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less. An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them, factoring in subsidies. Bronze plans are skimpy, but experts say it beats going uninsured.

Standard "silver" plans are available at no additional cost in 25% of counties, and people eligible for generous subsidies can find more robust "gold" plans for zero premium in 23% of counties, the study found.

Remember these zero cost plans have out of pocket maximums and other features. It is a whole lot easier to recover from a couple of thousand instead of a couple of hundred thousand. The out of pocket maximum limits a $100,000 medical emergency from happening.

You or your neighbor may not be aware of this because funding for outreach has been slashed in recent years. This is the secret that everyone needs to know because once enrollment closes, it is nearly impossible to get healthcare until next open enrollment.

For example:

A 35 year old woman with 2 kids living in Chelan making $2475 a month qualifies for a Bronze plan for less than $18 a month and the children fully covered on Apple Health!

A 40 year old man living in Wenatchee can make $1500 a month and qualify for a no cost Bronze Plan.  

A 55 year old woman living in Waterville can make $1900 a month and still qualify for a Bronze plan at less than $8 a month. 

It is examples like this that we tell everyone to shop every year. We also have new companies in the area. If you want discounts then it does takes at least 20 minutes to get the quote done correctly, If you want more coverage then we still have plenty of Silver and Gold plans available. Stop in or set an appointment today and we help you figure it out with out charging a fee and answer questions year round.

Always select a no cost broker.




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