Skip to main content

I have a high deductible and do not want to worry about winter.

Don't be afraid of winter.

When you live in the Cascades and winter arrives that means snow. With snow, we have ice and the inevitable slips and falls. What does that mean if you have a deductible over $5000 or worse yet no insurance? Some people want to wrap themselves up with bubble wrap and park it on the couch for the next four months. We believe that people should get out and have fun.

As insurance geeks and parents of a teenage boy, we understand about injuries and sports. We know that 1 out of 8 Americans each year seek medical care because of injuries. In almost every age group falls are the leading cause of accidental injuries. If you have a kid in sports then you know that 90% of young athletes have been injured while playing a sport. Millions of kids are seen in an emergency room for injuries related to sports and recreation every year. We know that the average Emergency Room visit is charged $1,389 and a lot of people don't have the money in the bank to cover that bill.
Play because you are covered.

At Suzie Health Solutions,  we looked for a personal accident plan to fill in that high deductible gap. We wanted something that would cover ambulance rides, emergency room care, physician follow up services including chiropractic, crutches (durable medical equipment), etc. We wanted it to be a simple program so that our clients were not trying to figure out what was covered and what was not.

With rates starting at $24.32 a month for a single person with a benefit bank of $5000, we felt that was a reasonable starting point for coverage to fill in that high deductible. There is coverage for an annual bank up to $25,000 and yes, you can add on spouse and children. This is accident coverage and should not be mistaken for a comprehensive ACA health plan. Suzie Health Solutions does not use an online tool for this product because this is a conversation that you want to have with an licensed agent.

We are a full service enrollment center with the Washington Healthplan Finder, located in Wenatchee, WA. Our job is literally to educate, enroll and not charge additional fees. It takes additional work but we feel it is important to help our community by providing addition services. If you want us to start working for you then feel free to fill out this form or set an appointment.

Accidents do happen.

Comments

Popular posts from this blog

Covid and Masks

A few people noticed the distinct lack of materials concerning masks and wearing them. This is a problem since Washington state businesses were required to  mask up July 7th . We just passed  3 million infected  will little signs of slowing down. Yes, this means if you are in public doing business and can not social distance then you need to have a mask on. These materials are designed to be shared and help out. We do not know if it is biological or environmental. It is impacting the  Latinx four times greater  than the white population.  Minorities in general are being impacted at a greater rate.   COVID 19 infects people of all ages.   If you don't die then it can have long term effects.  If you don't have a mask then feel free to stop by at Wenatchee Insurance Agency and we have cloth masks to share until we run out. We are located at 413 N Mission Street; Wenatchee, WA 98801. If you have questions about healthcare then feel free to...

Cheap Health Insurance, Washington Healthplanfinder and Enrollment Centers

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with ...

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...