I have a high deductible and do not want to worry about winter.

Don't be afraid of winter.

When you live in the Cascades and winter arrives that means snow. With snow, we have ice and the inevitable slips and falls. What does that mean if you have a deductible over $5000 or worse yet no insurance? Some people want to wrap themselves up with bubble wrap and park it on the couch for the next four months. We believe that people should get out and have fun.

As insurance geeks and parents of a teenage boy, we understand about injuries and sports. We know that 1 out of 8 Americans each year seek medical care because of injuries. In almost every age group falls are the leading cause of accidental injuries. If you have a kid in sports then you know that 90% of young athletes have been injured while playing a sport. Millions of kids are seen in an emergency room for injuries related to sports and recreation every year. We know that the average Emergency Room visit is charged $1,389 and a lot of people don't have the money in the bank to cover that bill.

Play because you are covered.

At Suzie Health Solutions, we looked for a personal accident plan to fill in that high deductible gap. We wanted something that would cover ambulance rides, emergency room care, physician follow up services including chiropractic, crutches (durable medical equipment), etc. We wanted it to be a simple program so that our clients were not trying to figure out what was covered and what was not.

With rates starting at $24.32 a month for a single person with a benefit bank of $5000, we felt that was a reasonable starting point for coverage to fill in that high deductible. There is coverage for an annual bank up to $25,000 and yes, you can add on spouse and children. This is accident coverage and should not be mistaken for a comprehensive ACA health plan. Suzie Health Solutions does not use an online tool for this product because this is a conversation that you want to have with an licensed agent.

We are a full service enrollment center with the Washington Healthplan Finder, located in Wenatchee, WA. Our job is literally to educate, enroll and not charge additional fees. It takes additional work but we feel it is important to help our community by providing addition services. If you want us to start working for you then feel free to fill out this form or set an appointment.

Accidents do happen.

Comments

The gig economy and life insurance

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