Skip to main content

Health Insurance Enrollment for 2021

 



It has been a great year as a Full Service Enrollment Center for the Washington Healthplanfinder.  there are 10 others spread across the state. A normal Open Enrollment runs from November 1st through December 15th. However, we have a bonus enrollment season.

December 16, 2020 through January 15, 2021, you can enroll in a qualified health plan that starts February 1, 2021.

Set an appointment or walk in.

This is a great time to get a second set of expert eyes on a health plan if you need to make any changes. In our area, we have over 31 basic plans on the Healthplanfinder so you can miss details that impact how you use your insurance. You can roll into the pharmacy and fill a prescription that first week in January and discover that you were paying more for a prescription than you planned so make a change.


 

Eleven months of coverage beats no coverage until 2022. Normally, it takes a documented reason to get health insurance outside of the Open Enrollment period. This was done because there are people that would never purchase health insurance until they got sick and needed it. So, an enrollment season was put into place much like Employer coverage.

If you do not have insurance, then always apply. The reason why is you may qualify because of income or an unknown special enrollment. We had Special Enrollments in 2020 for COVID-19 from March until September. Then the Governor provided an additional Special Enrollment because of the wildfires. When you apply then you have an idea of what to budget for.

 

Bonus, Medicare Advantage Open Enrollment runs from January1,2021 through March 31,2021. During this time if you have a Medicare Advantage Plan and want to change then you can.

  • You can change to a different Medicare Advantage Plan.
  • You can change from a Medicare Advantage plan back to original Medicare and a Medicare Prescription Drug Plan.

If you make a change to your Medicare then your new coverage will start the first day of the month after your new plan gets your request for coverage. We always recommend working with a licensed producer as they can explain in detail the differences of the plans plus if you pick the right one then they can answer questions throughout the year.

 

Grab an appointment today.


Catch our small business Podcast



Comments

Popular posts from this blog

Covid and Masks

A few people noticed the distinct lack of materials concerning masks and wearing them. This is a problem since Washington state businesses were required to  mask up July 7th . We just passed  3 million infected  will little signs of slowing down. Yes, this means if you are in public doing business and can not social distance then you need to have a mask on. These materials are designed to be shared and help out. We do not know if it is biological or environmental. It is impacting the  Latinx four times greater  than the white population.  Minorities in general are being impacted at a greater rate.   COVID 19 infects people of all ages.   If you don't die then it can have long term effects.  If you don't have a mask then feel free to stop by at Wenatchee Insurance Agency and we have cloth masks to share until we run out. We are located at 413 N Mission Street; Wenatchee, WA 98801. If you have questions about healthcare then feel free to...

Cheap Health Insurance, Washington Healthplanfinder and Enrollment Centers

The Washington Healthplanfinder started the Full Service Enrollment Centers about six years ago. Some are run by small businesses (brokers) and some are run by corporations (navigators). When the Healthplanfinder put out the request, we seemed to be a good fit. There are some rules to operate an Enrollment Center.  1. Easy access to the public and open year round. 2. Enhanced Security and Insurance. 3. Experienced In person assisters.  4. Offer all plans regardless of pay.  5. No additional fees.  From our experience of working with insurance for nearly a decade. Always select a broker. If not us then someone connected to a Enrollment Center. You are already paying for them ($0 Dollars) and if you need assistance or have questions then you have a prepared customer service team. It is an easy way to support a small business and help build a community resource.  Special Interview with Coordinated Care CEO There are enhanced features such as ability to assist with ...

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...