Health Insurance Enrollment for 2021

 

It has been a great year as a Full Service Enrollment Center for the Washington Healthplanfinder.  there are 10 others spread across the state. A normal Open Enrollment runs from November 1^st through December 15^th. However, we have a bonus enrollment season.

December 16, 2020 through January 15, 2021, you can enroll in a qualified health plan that starts February 1, 2021.

Set an appointment or walk in.

This is a great time to get a second set of expert eyes on a health plan if you need to make any changes. In our area, we have over 31 basic plans on the Healthplanfinder so you can miss details that impact how you use your insurance. You can roll into the pharmacy and fill a prescription that first week in January and discover that you were paying more for a prescription than you planned so make a change.

 

Eleven months of coverage beats no coverage until 2022. Normally, it takes a documented reason to get health insurance outside of the Open Enrollment period. This was done because there are people that would never purchase health insurance until they got sick and needed it. So, an enrollment season was put into place much like Employer coverage.

If you do not have insurance, then always apply. The reason why is you may qualify because of income or an unknown special enrollment. We had Special Enrollments in 2020 for COVID-19 from March until September. Then the Governor provided an additional Special Enrollment because of the wildfires. When you apply then you have an idea of what to budget for.

 

Bonus, Medicare Advantage Open Enrollment runs from January1,2021 through March 31,2021. During this time if you have a Medicare Advantage Plan and want to change then you can.

• You can change to a different Medicare Advantage Plan.
• You can change from a Medicare Advantage plan back to original Medicare and a Medicare Prescription Drug Plan.

If you make a change to your Medicare then your new coverage will start the first day of the month after your new plan gets your request for coverage. We always recommend working with a licensed producer as they can explain in detail the differences of the plans plus if you pick the right one then they can answer questions throughout the year.

 

Grab an appointment today.

Catch our small business Podcast