Washington State Healthcare Solutions

 Each year at The Suzie @ Wenatchee Insurance  we talk about rates in June . It is one of the few times that the public has a chance to lower their insurance rates. If you follow our podcast or facebook page then you have a greater chance of knowing when this occurs. We even did a follow up video about the thousands of Washington State Residents that were able to purchase Healthcare for $1 or less.  For 2021 thanks to ARPA, nearly half were paying $100 or less for a qualified health plan and these savings will continue through 2022 at least!  The office of the Insurance Commissioner has released some results. The first round impacts the plans found on the Washington Healthplanfinder . If you are not using this tool to shop for insurance then you should just because of the American Rescue Plan's lowering of rates through 2022. Since the adjustment to the top bracket opened up reduced pricing to the upper income brackets, there is very little reason to be shopping ...

  We have been following the Centers for Disease Control since last year at the Enrollment Center. We had some serious conversations about Covid because we did not hear the conversations occurring. At the end of July they passed a major change that folks might have missed. We do live under a media bubble when it comes to healthcare.   We have talked about a year for safe behavior .  To maximize protection from the Delta variant and prevent possibly spreading it to others, wear a mask indoors in public if you are in an area of substantial or high transmission. Deltas spread is twice as great as the original strain . By the reactions in my office this week most people did not get the memo. Delta has been a Snoop Dogg levels for some time. COVID-19 variants were expected . All RNA viruses mutate over time. Every time they infect a new host, they have a chance to change, and these changes are called variants.  So let’s break down some of the myths . Canadian Medical ...

 Open Enrollment for Healthcare will run November 1st 2021 through January 15th 2022 . This is when people can make changes to their healthcare. There are 11 Enrollment Centers spread throughout Washington State and we are located in Wenatchee . Enrollment Centers have been around for six years and are almost a secret way to get no cost help with understanding health insurance. It has been a great program to be part of. Some are even set up to assist with Medicare and Life Insuranc e as well.  Outside we have what is called Special Enrollment .  One of the myths is that you can enroll any time of the year unrestricted is not true. You may be required to submit documentation to prove that you have a valid reason to get healthcare outside of special enrollment.  We have seen Special Enrollments for: Income - You have low income and Qualify for Apple Health : Do not be surprised if the Healthcare Authority asks to see how much you make .  Native American/Ala...

  Confluence Health announced that they are going to terminate the contract with Premera January 31,2022. We started hearing about the negotiations back in May so we double checked with the Premera Filings in June. Our county is zone 7 and you can quickly see how we are priced compared to the rest of the state. You can also see that Premera intends to be in our area because it is literally in their filed plans. If they don't reach an agreement then professionals already have solutions.  We have had insurance companies leave the area before. The last we saw this was Soundpath Health a Medicare Advantage Plan bought by Premera closed its's doors January 1, 2019. We saw it when Premera, Lifewise and Molina left the individual marketplace during a contraction. At any given time, there is about two hospital systems negotiating with an insurance company. Insurance professionals have dealt with this before and have plans for when this happens.  We are recommending to not do a...

  We enroll people into health insurance . Over the last year plus, we have also had to battle with COVID restrictions. We were one of the fortunate small businesses in that we could help people remotely and we had most of the internal protocols ready because of a Tuberculosis exposure a few months earlier. There are 11 enrollment centers located through the state, we just happen to be in Wenatchee. It wasn't until May, that we noticed something. A local Health district published the vaccination rate by zip code. When we started looking at the vaccine hesitancy they have an commonality. It is not a real surprise because both are created in a similar fashion for people to operate in a destructive, toxic fashion. We have fought that disinformation wall for nine years. We know that there are a ton of our neighbors sitting in the center that will leave it for friends and family to pick up after they followed bad information. When you are in the country then you will probably recognize...

Masks are back in a big way!  The Argosy Restaurant has had enough. They posted a No Vax, No Service sign on their front door.  Nearly all deaths and hospitalizations in the United States for Covid is from the unvaccinated. Covid deaths are 98% preventable however there is a group that is failing not to kill Americans, the unvaccinated.  Yes, on 7/28/2021 the CDC recommended that masks should be worn indoors regardless of vaccination status if you are in a substantial or high transmission area. We talked about this possibility yesterday on our podcast . These are area marked in Orange and Red .  To qualify for Substantial then you have a transmission rate of 50 to 99 per 100K in the last 7 days or percentage of positive tests of 8.0% to 9.9% To qualify for High then you have to have more than 100 transmissions per 100K or greater than 10% positive tests. Over half the country fell into these categories. In North Central Washington, it means masks are back indoors f...

  February of 2020 has been over a year ago. We were preparing for a Home show to talk to thousands of people about running the Enrollment Center in Wenatchee and other Suzie Health Solutions options. We thought that all we would need was an touch free hand sanitizer. How little did  we know. We masked up and ran most of last year with one Special Enrollment or another. From Covid Special Enrollments to finishing up with the wildfire special enrollments for the End of 2020. The last Covid Special Enrollment has been going from February 15th through August 15th. Millions of Americans have received coverage during this special enrollment and they are receiving lower rates.  We are excited to have a few months to train and just focus on special enrollments. Special Enrollments are documented reasons that allow a person to get health insurance. Some of the reasons are losing employer coverage, moving into the area when you had coverage, getting married when one of you had ...