Open Enrolllment for Healthcare 2016

We believe that healthcare should be affordable and usable. There are 136+ plans on the Washington Health Benefits Exchange and it can be a little confusing to who covers what, for how much. For 2014 we helped so many people in Eastern Washington that Matt McColm was named a Top Producer by the Washington Health Benefits Exchange.

Open Enrollment is just around the corner. It doesn’t matter if you are a new or a repeat customer as we take the time to explain how plans work so that our clients can make informed decisions. This is a tremendous time for Health Insurance because it allows customers to shop and select new plans that start in 2016. Some important things to consider:

1. Open Enrollment runs from November 1st to Jan 31st. This is when Health Insurance is the most Flexible.
2. There are Special Enrollments outside for a variety of reasons including moving careers to one that does not provide Health Insurance.
3. Households of 2 qualify for reduced prices for Health Insurance in 2016 when they make $63,720 or less a year.
4. The income is a modified adjusted gross that is reduced by certain good expenses such as Health Savings and Retirement accounts.
5. If you change careers it is easier on the budget if you plan the first quarter of the year because of how the reduction is calculated on the Federal Level.
It is easier to do everything in person but we also have tools that make things easy if we need to work remotely. The important thing about our agency is that we do not add a fee to our services. We provide professional help for Washington State.

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