Washington State Healthcare Solutions

Hey, dialing in from the Wenatchee Enrollment Center . Thanks to the American Rescue Plan Act, healthcare has gotten cheaper for 2022. If nothing is done then it will skyrocket in 2023 for some of the people. That is for a different blog.  Here is the teaser of what we are looking at in Central Washington: Again, we are the most or second most expensive zone in the state for the health insurance plans. Healthcare is a team event with a dance between Providers and Insurance companies. When you have large areas to cover with only a few providers, providers can drive up the price. If you are concerned with the trend in Central Washington then our largest providers can be reached at: Confluence Health   Columbia Valley Community Health   A simple comment of could help:  Insurance Companies have left our area and have had to raise rates. We have some of the highest rates in the state for health insurance. The Health Insurance companies are required by law to pay back fun...

 

  We are a couple of weeks away from Pride Month. Matt got into supporting Gay marriage early because that was the only way to get equality when it came to retirement planning. The model in Washington State of domestic partnership didn't allow people to roll over annuities and forced them to cash them out early. Matt has been advocating for equality for a while . Here and Here  and here .  So let’s get down to some reminders before June arrives. 1.        The American Rescue Plan Act will significantly address LGBTQ Poverty .   We have been talking about this since last March and are enrolling people that need healthcare and making sure that they are receiving eligible benefits. There is a Special Enrollment right now.  a.        The Increased in tax credits is a massive change so if you have skipped health insurance then shop. In Washington State the new pricing goes into effect the mont...

  Here at Wenatchee Insurance , we have been working with Healthcare because of the Affordable Care Act . Matt has been writing insurance for nearly a decade. He transitioned from property from a customer request. Suzie is second generation Insurance coming over from being a Pharmacy Technician for nearly two decades. We are going on five years of running the enrollment center in Wenatchee with the Healthplanfinder.  Give us a call (509-295-9055) or grab an appointment if you could use some help navigating health insurance. We charge zero fees.  The Affordable Care Act had a historic number of hours of debate and amendments during Committee development.  It was a massive law covering insurance coverages, healthcare costs and preventative care. It added protective rights called the Patient Bill of Rights that protected consumers, required insurance to cover 10 essential health benefits , a means for those with  low income to get coverage and a new way for th...

At t he Wenatchee Enrollment Center, we have been running steadily since the first business closures in March of 2020. Since we enroll people in healthcare, we have been using masks, disinfectants and social distancing for over a year. Since our focus is on living insurance, we want our clients to be around as long and healthy as possible. The vaccines are a light at the end of a very dark period.  If you want healthcare then you have until May 15th. We are one of the eleven enrollment centers throughout the state that can answer these complex questions without charging a fee.    We have made it to Phase 1B Tiers 3 & 4 in Washington's state Covid-19 program. In Washington State 3.2 million doses have been given and about 15% are fully vaccinated! Private pharmacies are now offering the vaccine so the process is speeding up.   As 3/31/2021 1. If you meet the requirements then enroll: The Washington state site is located at:  https://vaccinelocator.doh....

OK thanks to the American Rescue Plan Act of 2021 (ARPA) and last year's Coronavirus Aid, Relief and Economic Security Act of 2020 (CARES Act), we have a lot of income that may or may not impact your healthcare. If you have a good tax preparer do not hesitate to talk with them if you have questions. As this is only some of the simple guidelines. Here is the FAQ from the Healthplanfinder about the American Rescue Plan. It is a big deal and we have talked several times about the impact that is having on healthcare for good. Here we talked about it on our Podcast: Suzilla .  Tax guideline chart On the Washington Healthplanfinder , there are two types of plans. 1. The Qualified Health Plans which can use Advanced Premium Tax Credits (APTC) to lower monthly costs. If the Income level is under 250% of poverty level then a household can also receive Cost Sharing Reduction (CSR) which lowers things like deductibles, out of pocket maximums and co-pays to increase household savings. ...

 Here at Suzie Health Solutions , we have been talking about the Covid Bill for a while now.   One of the facebook videos is here.  If you have listened to our Podcast: Suzilla or seen one of our videos on Facebook then you know that something major is going on with the cost of healthcare.  1. Right now, the Washington Healthplanfinder have set up a FAQ sheet about the American Rescue Plan Act of 2021. There are some important things to note.   They are expecting to make the pricing changes by Mid May so talk to an enrollment center to see if they have taken effect.  Big cost savings to households for 2021 & 2022 If you want to peek at the tax credit shift then go here .  COBRA changes will only last until Sept 30. This will lower the cost of insurance for 2021 and 2022. There is no legislation to extend it at this time.  2. The Department of Health & Human Resources estimate that 79,200 will now get credits in Washington state t...