Washington State Healthcare Solutions

  During 2021, we are looking at the first Special Enrollment Period (SEP) to allow people seeking health insurance coverage to get coverage. Due to COVID-19, the Washington Healthplanfinder opened up our ability to assist people getting healthcare. (Normally, you have only from November 1st through December 15th).  413 N Mission street, Wenatchee  is one of the eleven full service enrollment centers located in Washington State. We assist people year round in making changes, uploading their documents, understanding healthcare and enrolling in plans. We do not charge fees for our services.  What you need to know: • This SEP begins on February 15, 2021 and runs through May 15, 2021 . • This SEP is for those currently uninsured as well as those who are enrolled in other health insurance products – including short-term limited duration plans, health sharing ministries or COBRA – who are seeking coverage alternatives (anyone not currently covered through Washington ...

Here are Wenatchee Enrollment Center ,  we have been helping people get their 1095 Forms since the second year so that they can file their taxes. We are one of the full service enrollment centers for the Washington State Healthplanfinder . We print out forms and assist customers attached to us for no cost. We have done it so long that we created a help form. If you go to: https://teammccolm.wufoo.com/forms/qi53yg1en5p81/ then we can quickly generate and email a form for you so that you can file your taxes. Always file your taxes .  If someone tells you that you made too little to file your taxes then they are incorrect and go someplace else to file them. Filing your Federal tax credits is for every that receives a tax credit to reduce the cost of health insurance. If you do not file, then you jeopardize your ability to reduce the cost of healthcare and may have to pay full price.  1095-A form is eligible for everyone with a Qualified Health Plan. In our area t...

We got a little excited last week when we did our first Travel Insurance policy in about a year. It means that we are moving beyond COVID-19 and travel restrictions. We did a lot in 2019 as they filled in Gaps of people with narrow network plans and expect the same for 2021. We answer the question of tight networks for health insurance during this episode of Suzilla . We can be found on most Podcast platforms. If you have healthcare then you have to be aware of your network. Will your plan cover you in the next county, next state or outside of the country? How do you fill in the gaps? We have been doing that for the last 8 years (7 for Suzie). We have been using some low cost supplemental plans to cover high deductibles for years. Who makes these network decisions and drives up costs? We get into some of the mechanics of cost. What roll does your provider play in cost? As t he Wenatchee Enrollment Center , we have been working on Health Insurance, Medicare, and travel insur...

  It has been a great year as a Full Service Enrollment Center for the Washington Healthplanfinder .  there are 10 others spread across the state. A normal Open Enrollment runs from November 1 st through December 15 th . However, we have a bonus enrollment season. December 16, 2020 through January 15, 2021, you can enroll in a qualified health plan that starts February 1, 2021. Set an appointment or walk in . This is a great time to get a second set of expert eyes on a health plan if you need to make any changes. In our area, we have over 31 basic plans on the Healthplanfinder so you can miss details that impact how you use your insurance. You can roll into the pharmacy and fill a prescription that first week in January and discover that you were paying more for a prescription than you planned so make a change.   Eleven months of coverage beats no coverage until 2022. Normally, it takes a documented reason to get health insurance outside of the Open Enrollment ...

Here at t he Wenatchee Enrollment Center, we have been enrolling people like crazy With December 7th, the end of the annual enrollment period for Medicare, we are seeing a flood of people needing Medicare help. For our local customers is has been good to call a 509 number or walk into our office on Mission Street and get service.  Normally, I would say set an appointment using our Calendar. Appointment Calendar . During the time of Covid, we were prepared to help everyone remotely with phone calls and virtual meetings. We have been operating for years to help our people out in Okanogan, Stevens, and Ferry Counties this way. In some cases, the insurance companies were needing to catch up with us. A good example was being able to provide virtual seminars for Medicare Advantage plans. We also have people that need in person and we do those appointments as well. We have been masked up and providing hand sanitizer to clients since March when the first protocols for safer offices w...

Since Wenatchee Insurance is the Full Service Enrollment Center located in Wenatchee, we receive a lot of requests about Apple Health. We wrote an early blog post about low and no cost care for children . We assist people with all income levels with professional assistance. We do not get paid for every policy that we write but that doesn't stop us from helping people.  Healthcare can be confusing. We always recomend connecting with a no cost broker and a navigator so that you get maximum customer service. For example if there is a payment issue with a insurance company and we are connected then we can sort it out quicker if there is an established affiliation.  One of the topics that came up recently is what is the difference of the three Apple Health Managed Care Providers. This blog post is going to hopefully answer those questions. Here we go: Fast Comparison Chart Amerigroup Washington . I strongly suggest that you check out their members handbook  as they go throug...

 When Suzie is not talking about Medicare Advantage plans . She receives questions about Medicare Part D . Here are the stages that you may not know. The Deductible Stage : While some plans have a zero dollar deductible, the most an annual deductible will be is $445. You are responsible for 100% of your prescription drug costs until your deductible is met. The Initial Coveage : You pay a copay or coinsurance. Your Part D plan pays the rest for prescription drugs included in your plan's formulary.  The Coverage Gap : After you and your plan have together spent $4130 on prescription drugs then you enter the coverage gap or donut hole. You now pay 25% of the cost of your prescription drugs.  Catastrophic Coverage : When you have reached $6550 after your total out of pocket expenses on prescription drugs plus any discounts, you are back to small co-pays or coinsurance until the end of the year. Plan Year Resets : Everything resets January 1st and you return to the deductible...