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2024 Health Insurance Rate Proposals for Washington State

Here at Suzie Health Solutions, we have reached the start of Open Enrollment #11. The proposed rate changes for 2024. 

 This is the time of year that Health Insurance Companies submit their rate proposals to the office of the Insurance Commissioner. The public can then submit their thoughts on the plan proposals for public record. 

The Office of the Insurance Commissioner had fourteen health insurance filers with an average rate increase of 9.11% that are under review. These are proposed rates so do not be surprised when some of the rates change. 

Proposed Rates

If you want to view the individual plans then here is the Health Insurance Rate search engine

2024 Proposed rate change for Washington's individual health insurance market

Health Insurance company

Requested rate change

Inside/outside Exchange, or both

Percentage of market (Consumers effected)*

Asuris Northwest Health



0.4% (1,057)

BridgeSpan Health Company



0.4% (1,092)

Community Health Plan of Washington



2.8% (6,735

Coordinated Care Corporation



22.9% (56,003)
Kaiser Foundation Health Plan of the Northwest8.81%Both3.2% (7,799)

Kaiser Foundation Health Plan of Washington



22.2% (54,253)

LifeWise Health Plan of Washington 



10.6% (25,955)

Molina Healthcare of Washington, Inc. 



16.8% (41,112)

PacificSource Health Plan



1.6% (3,917)

Premera Blue Cross



5.6% (13,786)

Providence Health Plan



0.2% (228)

Regence BlueCross BlueShield of Oregon



2.1% (5,146)

Regence BlueShield



9.3% (22,776)

UnitedHealthcare of Oregon, Inc. 



1.9% (4,370)

Requested average* rate change

*based on weighted enrollment



*The most recent number of enrollees available during the rate filing reviewing period.

We expect that a number of these insurance companies will have a lower rate increase than proposed. Coordinated Care is a great example with a Profit of $35 million after the reinsurance, claims of under 80%, and only a 7.48% annual Medical costs proposed increase will end up closer to a zero for rate change. 

The plans outside the exchange are not eligible for federal or state tax credits so do not be surprised if more people look to inside the Washington Healthplanfinder to lower costs. If you have not used the Healthplanfinder then I recommend working with one of the Enrollment Centers as they can explain coverages and walk you through the enrollment without charging fees. 

Once the rates have been approved by the Office of the OIC, they then are approved by the Board of the Healthplanfinder. This confirmation usually occurs in the early Fall prior to Open Enrollment which starts for Healthcare on November 1st. We have already started taking appointments so select your appointment today for a one-on-one enrollment/review. 

Get your appointment on the phone, online or in person here


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