New
first-in-kind federal waiver aims to improve access for uninsured
Washingtonians
Starting
in 2024, all Washingtonians, regardless of immigration status, can get
health and dental coverage through Washington Healthplanfinder, and
access Cascade Care Savings
OLYMPIA,
Wash. – Today, the
U.S. Department of Health and Human Services (HHS) and the U.S. Department
of Treasury announced approval of Washington’s first-in-kind State
Innovation Waiver under Section 1332 of the Affordable Care Act (referred
to as a “section 1332 waiver”). This section 1332 waiver authorizes
Washington Health Benefit Exchange (Exchange) to expand access to health
and dental plans through Washington Healthplanfinder, beginning in
2024.
More than 105,000 Washington state residents
— nearly a quarter of the state’s total uninsured population — cannot
access health insurance through Washington Healthplanfinder due to
federal restrictions related to their immigration status. Starting in 2024,
all uninsured state residents – regardless of immigration status — will be
able to access qualified health plans (QHPs) and stand-alone qualified
dental plans (QDPs), and benefit from Cascade Care Savings (state subsidies
that lower premium costs for customers up to 250% of the Federal Poverty
Level (FPL)).
“Health
care should be accessible, affordable and delivered equitably to all. We
are pleased to approve Washington’s Section 1332 waiver to expanded
coverage and access to qualified health plans,” Centers for Medicare &
Medicaid Services Administrator Chiquita Brooks-LaSure said. “We continue
to support state innovation in the ACA Marketplaces that allow residents to
enroll in affordable health plan that best fits the needs of themselves and
their families.”
This
section 1332 waiver, which allows all family members to purchase coverage
together through the same plan shopping and enrollment process, will reduce
the need for individuals and families in Washington to rely on less
affordable or less comprehensive forms of coverage, or on costly emergency
room services and uncompensated care.
“We
appreciate the federal government’s recognition of our effort to expand our
successful state-based marketplace,” Gov. Jay Inslee said. “This waiver is
an important step toward providing affordable health insurance coverage for
all Washingtonians. Access to health care not only helps strengthen
families, it also improves our overall health care system and our state
economy.”
Washington’s
waiver, submitted in May at the direction of the Washington Legislature, is
overwhelmingly supported across multiple sectors. Hundreds of supportive
public comments were received at the state and federal level by
organizations representing local and national health insurance carriers;
provider associations; community health clinics; consumer and immigrant
advocacy organizations; elected officials; and Washington residents.
“We are
thankful to our Board, the Governor’s office, Legislature, and all of the
federal, state and community partners who have worked over the past year to
provide access to health and dental coverage for all Washingtonians,”
interim Washington Health Benefit Exchange CEO Jim Crawford said. “We now
turn to the important work of building the necessary system changes to
accommodate new customers and engaging with our community-based partners to
inform upcoming implementation and outreach efforts.”
This
waiver approval is effective Jan. 1, 2024, through Dec. 31, 2028.
The
approval letter, fact sheet and waiver application are
available under “Washington” on the federal Section 1332 Waivers website. Additional
waiver related materials are available on the Exchange Section 1332 Waiver Information website.
We have been ready for a long, long time. 40% of our area's uninsured are because of Immigration status.
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