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WA State 2021 Health Insurance Rates and Smart Plan

 

Open Enrollment Nov 1 - Dec 15 for Jan 1,2021 start!
Open Enrollment Nov 1 - Dec 15 for Jan 1,2021 start!

The Office of the Insurance Commissioner has approved the rates for 2021 on the Washington Healthplanfinder. This is the second year in a row that we have seen a significant decrease in rates. Thirteen health insurers have been approved to sell plans on the Washington Healthplanfinder and the average rate of decrease is 3.2%! 

The two plans that are intending to sell plans off the exchange. Asuris Northwest Health, which we can assist you with as we are affiliated with. There is also Health Alliance Northwest Healthplan, who insures 7 people in Chelan, Douglas and Grant Counties. (If you want to see their plans then let us know when you are in our office and we can show you where to find them). 

There are also two new companies on the Healthplanfinder for 2021. They are Community Health Network of Washington and UnitedHealthcare of Washington. If a company does not contract with a broker then it becomes a buyer beware if you run into trouble with a insurance company. It's one of the reasons that we instruct people to always select a broker so that you have a line of defense instead of going strait to a complaint if you get a run around. Yes, there are some companies and problems that brokers can solve quickly where as others we assist with filing complains 

Open Enrollment for Healthcare starts November 1st and goes until December 15th for plans that start January 1st of 2021!  Grab an appointment and get help now

Robots don't always replace humans.

One of the components shopping is using the Smart Planfinder. It has been around for a few years and about 1/4 of the consumers are using it.  Unfortunately, it misses some big areas and this is why we always recommend using a broker to confirm. For example, in addition to the above, it also will only accept 5 prescriptions. Use one of the Enrollment Centers, by contract they have extra consumer protections, explain all of the plans, open year round for assistance, plus they never charge a fee. You can literally drop in and see us in Wenatchee at Suzie Health Solutions. Always select a broker. 

Medicare has a annual enrollment period of October 15th through December 7th. Yes, we assist with Medicare and other insurances as well. We also do video conferencing and phone appointments for people that can not travel or need those services. Do not hesitate if you need help then get help since we never charge a fee for our services. 

We have a host of ways to get more information. One of the funniest way is at our Podcast Suzilla where in addition to talking about insurance, we talk about running a family business. It is available on most platforms. 



 

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