Skip to main content

WA State 2021 Health Insurance Rates and Smart Plan

 

Open Enrollment Nov 1 - Dec 15 for Jan 1,2021 start!
Open Enrollment Nov 1 - Dec 15 for Jan 1,2021 start!

The Office of the Insurance Commissioner has approved the rates for 2021 on the Washington Healthplanfinder. This is the second year in a row that we have seen a significant decrease in rates. Thirteen health insurers have been approved to sell plans on the Washington Healthplanfinder and the average rate of decrease is 3.2%! 

The two plans that are intending to sell plans off the exchange. Asuris Northwest Health, which we can assist you with as we are affiliated with. There is also Health Alliance Northwest Healthplan, who insures 7 people in Chelan, Douglas and Grant Counties. (If you want to see their plans then let us know when you are in our office and we can show you where to find them). 

There are also two new companies on the Healthplanfinder for 2021. They are Community Health Network of Washington and UnitedHealthcare of Washington. If a company does not contract with a broker then it becomes a buyer beware if you run into trouble with a insurance company. It's one of the reasons that we instruct people to always select a broker so that you have a line of defense instead of going strait to a complaint if you get a run around. Yes, there are some companies and problems that brokers can solve quickly where as others we assist with filing complains 

Open Enrollment for Healthcare starts November 1st and goes until December 15th for plans that start January 1st of 2021!  Grab an appointment and get help now. 

Robots don't always replace humans.

One of the components shopping is using the Smart Planfinder. It has been around for a few years and about 1/4 of the consumers are using it.  Unfortunately, it misses some big areas and this is why we always recommend using a broker to confirm. For example, in addition to the above, it also will only accept 5 prescriptions. Use one of the Enrollment Centers, by contract they have extra consumer protections, explain all of the plans, open year round for assistance, plus they never charge a fee. You can literally drop in and see us in Wenatchee at Suzie Health Solutions. Always select a broker. 

Medicare has a annual enrollment period of October 15th through December 7th. Yes, we assist with Medicare and other insurances as well. We also do video conferencing and phone appointments for people that can not travel or need those services. Do not hesitate if you need help then get help since we never charge a fee for our services. 

We have a host of ways to get more information. One of the funniest way is at our Podcast Suzilla where in addition to talking about insurance, we talk about running a family business. It is available on most platforms. 



 
Labels:
Location: 1630 N Wenatchee Ave #18, Wenatchee, WA 98801, USA

Comments

Post a Comment

Popular posts from this blog

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu
Post a Comment
Read more

Apple Health Unwinding with resource documents.

How big is the unwinding effecting our neighbors. Let's look at the Continuous Enrollment Data that was pulled 02/14/2023 Chelan County 5,766 Douglas County 3,030 Grant County 8,012 Okanogan County 3,210 Kittitas County 2,324 Yakima County 22,744 Yes, Central Washington is looking at 45,086 people that have been enrolled continuously renewed into Apple Health. We are looking at a large percentage of our neighbors having to review their health insurance over the next year. Most of that will be outside of Open Enrollment period which runs usually from November 1st through December 15th.  People are setting appointments year round  so that we can travel to outreach events around the state to assist in education and enrollments.  Yes, CHIP payments are restarting Key resources are the Enrollment Centers . Our office moved to 413 N Mission street a few months ago if you want assistance in Central Washington we can do phone, online and in person appointments . The reason that we reco
Post a Comment
Read more

Medicare Advantage, Supplement and Drug Plans from a local office.

  We do a lot of work with the Washington Healthplanfinder as an Enrollment Center for Healthcare. Seriously, we are open year round answering questions and enrolling people in healthcare. When Suzie first started transitioning from being a Pharmacy Technician, she wanted to lead helping Medicare Individuals with their plans.  Yes, we assist people with Medicare. We stock materials Medicare Advantage, Supplement and Drug plans so that we can help with questions at our office in Wenatchee for your initial enrollment. Most people can enroll into Medicare plans 3 months before their 65 th Birthday, the month of and 3 months after their Birthday. Folks also can delay enrollment if they are covered by   plan through work. We can do a lot over the phone however sometimes there is nothing like having a complete enrollment packet in your fingertips. We like to take the time to do it correctly and it is not a problem to answer questions through the year. The best part is that we can as
Post a Comment
Read more