Health Insurance Washington 2016

The first week of open enrollment has been exciting. We have had some new customers and some old. When we first started and I looked at the system, I let everyone know; the first rule is always use a broker. This year is truer than ever before. Here are the challenges:

1. There are 143 plans for individuals. 30 plans for Small business and 8 dental for kids. These are plans that myself and many brokers have been training for months. This is a monstrous variety to choose from.
2. There are some plans that are only available on the exchange that are great even if you don’t have subsidy. The first year, we only had one company and now we have three that are going this route.

3. There are still some errors with the system. I was able to catch one early that no tax subsidy was being applied. It was $30 a month that the gentleman could use for other expenses.
4. I am still seeing businesses offering group plans that are either unaffordable or more expensive than some of the plans on the exchange without tax credits!
5. The tax penalties are even higher for not having health insurance!
6. If you are an adult and want to look at Medicaid, Dental, Vision or have a better understanding of an HSA then we can help you immediately.

Having a professional resource allows you to ask questions throughout the year and help you through you and your family’s changing needs. If you are in Washington State then call or stop in and we will help out. We are not paid tax dollars or by the exchange for our services. We are in this to help out our friends and neighbors with the education and training that we have completed throughout the year.

Comments

The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...

Covid, Healthcare, Employment and the 2020 Recession

We are on the front lines at Suzie Health Solutions . When someone loses their job and needs healthcare then they come to us. We have been helping people with little or no money sign up for healthcare since 2013. We literally have our finger on the pulse of the economy and healthcare. We started seeing businesses adjust their income last fall. We knew that it was going to be rough because hard news is not the easiest to look at. Check out our podcast for more info. Well how did we get here? We were in trouble before Covid got a strong hold in the United States. 1. Our country's pandemic response was disassembled from the very beginning of the current administration. On Jan 13,2017, the Joint Obama-Trump transition team goes through a series of pandemic-scenarios. Most of the individuals are no longer with the administration. Funding and personnel are cut to key areas. 2. It has been politicized by the administration . Trump's tweets were bad and his rally'...

Medicare Advantage, Supplement and Drug Plans from a local office.

We do a lot of work with the Washington Healthplanfinder as an Enrollment Center for Healthcare. Seriously, we are open year round answering questions and enrolling people in healthcare. When Suzie first started transitioning from being a Pharmacy Technician, she wanted to lead helping Medicare Individuals with their plans. Yes, we assist people with Medicare. We stock materials Medicare Advantage, Supplement and Drug plans so that we can help with questions at our office in Wenatchee for your initial enrollment. Most people can enroll into Medicare plans 3 months before their 65 th Birthday, the month of and 3 months after their Birthday. Folks also can delay enrollment if they are covered by plan through work. We can do a lot over the phone however sometimes there is nothing like having a complete enrollment packet in your fingertips. We like to take the time to do it correctly and it is not a problem to answer questions through the year. The best part is ...

Washington State Healthcare Solutions

Search This Blog