Washington State Healthcare Solutions

Our website is located here:  https://www.wahbroker.org/     Suzie and I got into the conversation about Life Insurance the other day. It has had a big impact on our lives. When I was in my 20s, I received a check from my father's passing. Suzie received her check in her 30s when her father passed. These policies were from outside of the workplace and in my father's case he added policies through the years as part of his financial planning.  If you have access to an employer group life insurance then purchase it as it is usually very affordable for a modest amount. Unless you plan on working there the rest of your life without your employer ever changing benefits then look to secure outside life insurance policies. It gives you flexibility and when you get older you may not be able to purchase an insurance plan due to injury or illness.  Life insurance is a family tool. Most people are familiar with a Term Policy . It is like renting an apartment. You pay a...

At the Enrollment Center ,  have been seeing quite a few questions about where are we at with COVID-19 in Washington State. We enroll people into Medicare and Health Insurance so we have been on the front lines since last March. So here we go with questions.  1. First and foremost we are in a Special Enrollment Period for Healthcare . If you don't have healthcare then set an appointment and we can get a plan going as soon as possible. We have this Special Enrollment Period until May 15th. It may take a little while longer as there are some approvals in the background that occur during Special Enrollments.  1B Tier 1 currently 2. We are in Phase 2 of reopening in the state using the Roadmap to Recovery . We are not scheduled to be evaluated for another six days.  The key metrics are Trend in Case Rates, Trend in hospital admission, Percent ICU Occupation and Percent Positivity. Currently we have the highest rate of ICU Occupancy at 87%. The lower the Percent Positive...

  Hello from Wenatchee Enrollment Center. . We assist people from all walks of life understand and enroll with insurance. We do not charge fees and are available throughout the year.  If you need help then grab an appointment here . We can work online or in person. The app even sends reminders.  Between February 15th and May 15th if you need health insurance then we can get it. Normally, we are only enrolling people that have a documented reason. (Why it's called Special Enrollment). Yes, we help folks year round when they move to the area, loss coverage from an employer, get married. Here is a small portion of who we help.  We recommend always selecting a broker at one of the enrollment centers. In Wenatchee, we have Matt and Suzie McColm at Wenatchee Insurance. By having us connected to your account, it costs you nothing and allows us to assist you immediately if there is a problem.  

 At the Wenatchee Enrollment Center, we assist with every possible plan. We are one of the eleven full service enrollment centers for the Washington Healthplanfinder . One of the three biggest individual health insurance plans is Lifewise in our area. We get a lot of questions and this blog should answer the questions.  If you do not have a broker like Suzie or Matt McColm assigned to your account then take time to do so right now.   By taking the 5 minutes to connect, it helps us keep our lights on and provide assistance throughout the year. Call the Washington Healthplanfinder at: 1-855-923-4633.  Onto the help. Here is the map for the Major Providers connected to Lifewise for 2021.  Here is where you want to go for details into major networks .  Protip: An easy way to confirm is talking with the billing department of the doctor. Here is where you want to go to look up doctors or dentists .  If you want to look up prescription coverage .  If y...

  During 2021, we are looking at the first Special Enrollment Period (SEP) to allow people seeking health insurance coverage to get coverage. Due to COVID-19, the Washington Healthplanfinder opened up our ability to assist people getting healthcare. (Normally, you have only from November 1st through December 15th).  413 N Mission street, Wenatchee  is one of the eleven full service enrollment centers located in Washington State. We assist people year round in making changes, uploading their documents, understanding healthcare and enrolling in plans. We do not charge fees for our services.  What you need to know: • This SEP begins on February 15, 2021 and runs through May 15, 2021 . • This SEP is for those currently uninsured as well as those who are enrolled in other health insurance products – including short-term limited duration plans, health sharing ministries or COBRA – who are seeking coverage alternatives (anyone not currently covered through Washington ...

Here are Wenatchee Enrollment Center ,  we have been helping people get their 1095 Forms since the second year so that they can file their taxes. We are one of the full service enrollment centers for the Washington State Healthplanfinder . We print out forms and assist customers attached to us for no cost. We have done it so long that we created a help form. If you go to: https://teammccolm.wufoo.com/forms/qi53yg1en5p81/ then we can quickly generate and email a form for you so that you can file your taxes. Always file your taxes .  If someone tells you that you made too little to file your taxes then they are incorrect and go someplace else to file them. Filing your Federal tax credits is for every that receives a tax credit to reduce the cost of health insurance. If you do not file, then you jeopardize your ability to reduce the cost of healthcare and may have to pay full price.  1095-A form is eligible for everyone with a Qualified Health Plan. In our area t...

We got a little excited last week when we did our first Travel Insurance policy in about a year. It means that we are moving beyond COVID-19 and travel restrictions. We did a lot in 2019 as they filled in Gaps of people with narrow network plans and expect the same for 2021. We answer the question of tight networks for health insurance during this episode of Suzilla . We can be found on most Podcast platforms. If you have healthcare then you have to be aware of your network. Will your plan cover you in the next county, next state or outside of the country? How do you fill in the gaps? We have been doing that for the last 8 years (7 for Suzie). We have been using some low cost supplemental plans to cover high deductibles for years. Who makes these network decisions and drives up costs? We get into some of the mechanics of cost. What roll does your provider play in cost? As t he Wenatchee Enrollment Center , we have been working on Health Insurance, Medicare, and travel insur...