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Tips for 2020 Open Enrollment Washington State

After six years of helping thousands of people get healthcare, we have seen a few things. I am currently running the full service enrollment center in Wenatchee. It's where we answer questions and enroll people in healthcare at no cost to them. Look if you have an account on the Washington Healthplan Finder then please keep it current. Reading your mail and paying your taxes solves the basic difficulties with the program. Here are the big tips:

  1. Put the mobile app on your phone so you can check easily check your account and get messages. The user name and passwords are the same as the desktop version.  
  2. Select a no charge broker to get your questions answered. This is maximum service for minim dollars. Some of us throw out tips on facebook and if you don't get help directly, your neighbor does. 
  3. Right off the bat if you have Apple Health Dental then use the heck out of it. You get cleanings every year, basic restorative fillings, some root canals and dentures. More people qualify for Apple Health or their children do than they realize. For kids, then they can get braces if it is medical necessity. My son is doing this program and it helps our family budget tremendously. To find an Dentist that takes it, use the search engine. When you call double check that they are still taking Apple Health patients. 
  4. If you need help with organizing your application then give us a call. We would rather spend five minutes before open enrollment than 20 minutes during. 
  5. If you want an appointment so that you are not waiting around use the calendar app. Yes, we take phone appointments.
  6. Open Enrollment runs November 1st through December 15th. When it closes it is harder to get insurance as you need a documented reason. Our first person last year that discovered this was before Christmas. Even if you don't qualify for a special enrollment update your account and if you qualify for Apple Health then you will have healthcare immediately. Do not wait.

Suzie & Matt McColm

For 2020 Open Enrollment, The Washington Health Benefit Exchange Board has approved the plans. We are looking at an average decrease in the exchange market of 3.27% Since you had a birthday, and not all plans lowered in rates you may not have the best bargain if you stick to the same plan.

  • BridgeSpan Health Company
  • Coordinated Care Corporation
  • Kaiser Foundation Health Plan of the Northwest
  • Kaiser Foundation Health Plan of Washington
  • LifeWise Health Plan of Washington
  • Molina Healthcare of Washington
  • PacificSource Health Plans**
  • Premera Blue Cross
  • Providence Health Plan**
** denotes new healthcare provider for Washington state Healthplan Finder

There are some big changes for 2020. 96% of the Exchange consumers will have a choice of two or more insurance companies! Lifewise expanded into 33 counties across the state. We are talking 66 qualified health plans and 7 qualified dental plans. With 1 in 4 Washington citizens using the Healthplan finder to manage their healthcare means there will be a large demand during open enrollment. 

If you need help then do not hesitate to reach out to a Enrollment Center:

Suzie Health Insurance
1630 N. Wenatchee Avenue, Ste. 18, Wenatchee, WA 98801
Rice Insurance
1400 Broadway Street, Bellingham, WA 98225
The Advisor Benefits Group
5101 W. Clearwater Avenue, Ste. 100, Kennewick, WA 99336
GHB Insurance
556 Lilly Road SE, Olympia, WA 98501
Financial Designs
2723 California Avenue SW, Seattle, WA 98116
FND Insurance & Financial Services, LLC
2405 N. Pearl Street, Ste. 2, Tacoma, WA 98406
Applied Team Insurance
7720 NE Vancouver Mall Drive, Ste. 110, Vancouver, WA 98662
EverettHealth Insurance Solutions NW, LLC
7100 Evergreen Way Ste F, Everett, WA 98203

Enrollment Centers do not charge fees. They are regular offices spaces. Several of us have provided this service for multiple years. For Suzie Health Solutions, this is our third year of providing these services with the Healthplan Finder. 


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Enrollment Centers in Washington State are unique as people are able to get help with out extra charges.

We provide Statewide help for the Washington Health Benefits Exchange. Consumers get no cost help in selecting and enrolling in health and dental plans through the Washington Healthplanfinder. There is wi-fi available. 

As a bonus, the broker partners may provide additional assistance with additional insurance products such as Medicare, Supplemental and Life Insurance products so ask. At Wenatchee, we upload documents, notarize and do our best to assist our clients in effectively using healthcare.

Broker Affiliated Enrollment Centers

Suzie Health Insurance
1630 N. Wenatchee Avenue, Ste. 18, Wenatchee, WA 98801
Schedule an appointment

Rice Insurance
1400 Broadway Street, Bellingham, WA 98225

The Advisor Benefits Group
5101 W. Clearwater Avenue, Ste. 100, Kennewick, WA 99336

2020 Healthcare Open Enrollment and Low cost plans.

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason.

We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State.

Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less. An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by can find a basic "bronze" plan at no cost to them, factoring in subsidies. Bronze plans are skimpy, but experts sa…

1095 Forms, Do I need to file my taxes?

Hey, this is the 3rd year that we have been the Full Services Enrollment Center for the Washington Healthplanfinder. We don't charge a bunch of fees and you get access to extra services. Since it is tax season then you should know we help with 1095 Forms! Yes, we will print one out for you at our office if we are connected to your account.

Tax season is officially from January 27th to April 15, 2020. If you receive tax credits or Washington Apple Health then you need to file your taxes with the IRS. If it is not filed or filed incorrectly then the Healthcare Authority can revoke the tax credits. Yes, I have heard from more than one person that thought that they were saving money by not filing which created massive problems. The worst problems that I heard was they went the next year without healthcare!

If you are a tax professional then let me know and I will add you to this list. A person can be a paid tax return preparer as long as they have an IRS Preparer Tax Identification N…