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ACA Sign Up Project

Expect a lot of junk plans from other sources.
A couple of years ago, a group of individuals started the ACA Signup Project. I have helped out at Suzie Health Solutions and have been teaching and enrolling people in healthcare since 2013. There was a great concern that the incoming President would slash funds for the outreach and attempt to sabotage the Affordable Care Act which he campaigned against. Yes, he promised to "Repeal Obamacare from Day 1". Well it is still here and we are always looking forward to more friends joining the outreach effort. Here are some tools that will help.

We have made huge improvements
In Washington State we have made some huge gains and we are working on making more. We are up to one in four people receiving their healthcare from the Washington Healthplanfinder. It is open year round for enrollment of people that are at 138% of poverty or affiliated with a Native American Tribe. Some of the rural counties of Eastern Washington, we are over 40% using the Healthplanfinder! You are also eligible for documented reasons such as losing coverage from work, changing addresses and your plan no longer covers you, etc. After seven years of enrollments, we literally tell everyone to enroll now and see what the results are. Healthcare is complicated and the results often surprise the applicant.


Open Enrollment is November 1st through December 15th!

Even if you are an expert in healthcare, get someone to double check your plan. Healthcare is complicated. There are two groups out there assisting people. Navigators and Brokers. 

Navigators are paid an hourly rate by corporations to enroll people. The last that we checked, the company's that pay Navigator's  income are paid by the number of plans that they manage with a bonus on how many they enroll during open enrollment. They will often be attached to health providers and their billing departments. They are not licensed and can not recommend health plans.
good share
Brokers can be paid by companies that they are affiliated with and can charge a fee. Brokers are the small business service component of healthcare. Unlike Navigators, the brokers are not compensated using tax dollars and the Washington Healthplanfinder. This is one of the primary reasons why the State Auditor's office recommended increasing the use of Brokers.  Not all insurance companies will have commissions through a year and some such as Apple Health do not compensate at all. In order to keep Broker's doors open, most offer additional products and some charge fees. Some states have started requiring commissions on every plan from their health exchanges to encourage broker participation and places for people to receive help.     

The Healthplanfinder put together Enrollment Centers four years ago to improve outreach and customer satisfaction. Suzie Health Solutions has achieved that contract for three years. These Enrollment Centers are spread across the state. They are easy accessible spaces with Wi-fi. The staff have to go through additional background checks and extra security measures are put into place for personal data.  A person can walk in and get help with out being charged a fee! Here is the list:

Broker Affiliated Enrollment Centers

In front of Suzie Health Solutions

Wenatchee
Suzie Health Insurance
1630 N. Wenatchee Avenue, Ste. 18, Wenatchee, WA 98801
1-509-293-9051
Schedule an appointment
info@wahbroker.org

Vancouver

Applied Team Insurance
7720 NE Vancouver Mall Drive, Ste. 110, Vancouver, WA 98662
1-360-726-6092
marlena@appliedteamins.com
rachel@appliedteamins.com
Tacoma
FND Insurance & Financial Services, LLC
2405 N. Pearl Street, Ste. 2, Tacoma, WA 98406
1-253-302-5579
Schedule an appointment
teamfnd@fndinsurance.com
Seattle
Financial Designs
2723 California Avenue SW, Seattle, WA 98116
1-425-392-7390
carol_mcclure@att.net
Olympia
GHB Insurance
556 Lilly Road SE, Olympia, WA 98501
1-360-943-4500
ron@ghbinsurance.com
Kennewick
The Advisor Benefits Group
5101 W. Clearwater Avenue, Ste. 100, Kennewick, WA 99336
1-509-582-3074
kevin@advisorbenefits.com
EverettHealth Insurance Solutions NW, LLC
7100 Evergreen Way Ste F, Everett, WA 98203
1-425-252-5105
neil@his-nw.com
Bellingham
Rice Insurance
1400 Broadway Street, Bellingham, WA 98225
1-360-734-1161
keith@riceinsurance.com
Look for Free Assistance

Navigator Organization Enrollment Centers

Federal Way
Public Health Seattle & King County
1640 S 318th Pl., Federal Way, WA 98003
1-800-756-5437
daphne.pie@kingcounty.gov
Spokane
Better Health Together Enrollment Center
1209 W 1st Avenue, Spokane, WA 99201
1-509-381-5573
alicyn@betterhealthtogether.org
Yakima
Yakima Neighborhood Health Services
610 Yakima East Avenue, Yakima, WA 98901
1-509-853-2377
rhonda.hauff@ynhs.org
Sandra.velasquez@ynhs.org
We recommend always selecting a no charge broker as it builds out the network and provides a community resource. It also gets you access to additional products if you choose to fill in coverage gaps. Spend the 1 minute to select a broker of record. Here is the simple instructions on how I selected mine


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Enrollment Centers in Washington State are unique as people are able to get help with out extra charges.



We provide Statewide help for the Washington Health Benefits Exchange. Consumers get no cost help in selecting and enrolling in health and dental plans through the Washington Healthplanfinder. There is wi-fi available. 

As a bonus, the broker partners may provide additional assistance with additional insurance products such as Medicare, Supplemental and Life Insurance products so ask. At Wenatchee, we upload documents, notarize and do our best to assist our clients in effectively using healthcare.




Broker Affiliated Enrollment Centers

Wenatchee
Suzie Health Insurance
1630 N. Wenatchee Avenue, Ste. 18, Wenatchee, WA 98801
1-509-293-9051
Schedule an appointment
info@wahbroker.org

Bellingham
Rice Insurance
1400 Broadway Street, Bellingham, WA 98225
1-360-734-1161
keith@riceinsurance.com

Kennewick
The Advisor Benefits Group
5101 W. Clearwater Avenue, Ste. 100, Kennewick, WA 99336
1-509-582-3…

2020 Healthcare Open Enrollment and Low cost plans.

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason.


We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State.

Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less. An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them, factoring in subsidies. Bronze plans are skimpy, but experts sa…

1095 Forms, Do I need to file my taxes?

Hey, this is the 3rd year that we have been the Full Services Enrollment Center for the Washington Healthplanfinder. We don't charge a bunch of fees and you get access to extra services. Since it is tax season then you should know we help with 1095 Forms! Yes, we will print one out for you at our office if we are connected to your account.

Tax season is officially from January 27th to April 15, 2020. If you receive tax credits or Washington Apple Health then you need to file your taxes with the IRS. If it is not filed or filed incorrectly then the Healthcare Authority can revoke the tax credits. Yes, I have heard from more than one person that thought that they were saving money by not filing which created massive problems. The worst problems that I heard was they went the next year without healthcare!


If you are a tax professional then let me know and I will add you to this list. A person can be a paid tax return preparer as long as they have an IRS Preparer Tax Identification N…