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2020 Healthcare Open Enrollment and Low cost plans.

Open Enrollment is November 1st through December 15th. Outside of that time frame, it requires a special documented reason.

Awarded for first year's production.

We have been helping people enroll into plans on the Washington Healthplanfinder with out charging fees since the first Open Enrollment. Insurance is expensive and complicated. Not everyone has been trained by the Insurance Companies how their plans function nor went through the education and licensing for a Insurance Producer in Washington State.

Just as last year, there are a lot of little or no cost plans available. When I say a lot I mean that the people in charge of Healthcare.com (Centers for Medicare and Medicaid Services) put out a report stating 2/3 will be able to purchase a plan for $10 or less. An analysis Thursday from the consulting firm Avalere Health found that low-income residents in 96% of counties served by HealthCare.gov can find a basic "bronze" plan at no cost to them, factoring in subsidies. Bronze plans are skimpy, but experts say it beats going uninsured.

Standard "silver" plans are available at no additional cost in 25% of counties, and people eligible for generous subsidies can find more robust "gold" plans for zero premium in 23% of counties, the study found.

Remember these zero cost plans have out of pocket maximums and other features. It is a whole lot easier to recover from a couple of thousand instead of a couple of hundred thousand. The out of pocket maximum limits a $100,000 medical emergency from happening.

You or your neighbor may not be aware of this because funding for outreach has been slashed in recent years. This is the secret that everyone needs to know because once enrollment closes, it is nearly impossible to get healthcare until next open enrollment.

For example:

A 35 year old woman with 2 kids living in Chelan making $2475 a month qualifies for a Bronze plan for less than $18 a month and the children fully covered on Apple Health!

A 40 year old man living in Wenatchee can make $1500 a month and qualify for a no cost Bronze Plan.  

A 55 year old woman living in Waterville can make $1900 a month and still qualify for a Bronze plan at less than $8 a month. 

It is examples like this that we tell everyone to shop every year. We also have new companies in the area. If you want discounts then it does takes at least 20 minutes to get the quote done correctly, If you want more coverage then we still have plenty of Silver and Gold plans available. Stop in or set an appointment today and we help you figure it out with out charging a fee and answer questions year round.

Always select a no cost broker.




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Enrollment Centers in Washington State are unique as people are able to get help with out extra charges.



We provide Statewide help for the Washington Health Benefits Exchange. Consumers get no cost help in selecting and enrolling in health and dental plans through the Washington Healthplanfinder. There is wi-fi available. 

As a bonus, the broker partners may provide additional assistance with additional insurance products such as Medicare, Supplemental and Life Insurance products so ask. At Wenatchee, we upload documents, notarize and do our best to assist our clients in effectively using healthcare.




Broker Affiliated Enrollment Centers

Wenatchee
Suzie Health Insurance
1630 N. Wenatchee Avenue, Ste. 18, Wenatchee, WA 98801
1-509-293-9051
Schedule an appointment
info@wahbroker.org

Bellingham
Rice Insurance
1400 Broadway Street, Bellingham, WA 98225
1-360-734-1161
keith@riceinsurance.com

Kennewick
The Advisor Benefits Group
5101 W. Clearwater Avenue, Ste. 100, Kennewick, WA 99336
1-509-582-3…

1095 Forms, Do I need to file my taxes?

Hey, this is the 3rd year that we have been the Full Services Enrollment Center for the Washington Healthplanfinder. We don't charge a bunch of fees and you get access to extra services. Since it is tax season then you should know we help with 1095 Forms! Yes, we will print one out for you at our office if we are connected to your account.

Tax season is officially from January 27th to April 15, 2020. If you receive tax credits or Washington Apple Health then you need to file your taxes with the IRS. If it is not filed or filed incorrectly then the Healthcare Authority can revoke the tax credits. Yes, I have heard from more than one person that thought that they were saving money by not filing which created massive problems. The worst problems that I heard was they went the next year without healthcare!


If you are a tax professional then let me know and I will add you to this list. A person can be a paid tax return preparer as long as they have an IRS Preparer Tax Identification N…