No Health Insurance Penalty

Who likes paying something for nothing? When the ACA went into effect almost three years ago, the maximum a household would pay was $285. This is on top of any fees or expenses if you got sick or injured. Most people wouldn’t ever see the penalty because it was taken when they filed their taxes. We started helping people that year because we saw where the penalty was going to lead. The average client under 30 paid less than $150 a month for insurance or nothing at all if they qualified for Washington Apple Health.

For 2016 the tax penalty will be up to $2085 per household. This is significantly more than more people enrolling would pay for insurance. 80% enrolled were either free or qualified for a subsidy. There are 136 plans on the exchange which can lead to some confusion, which is why we recommend working with a broker. A broker receives training on how different plans function and are licensed and regulated by the Washington Insurance Commissioner. Ask a broker up front if they charge a fee for their service, the ones in our office do not because they serve the communities that they serve. Feel free to contact us at 509-293-9051 or Español at 509-787-1300 for more details.

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The gig economy and life insurance

It takes minutes Temporary work, contract jobs, seasonal jobs, freelance, piece work, driving for Uber, selling on Etsy, etc. The gig economy has been around for ever. Whether it is picking apples for the season, working the slopes at mission ridge, to being a contractor at a server farm it is easy to fall into a gig career path. About a third of the American workforce has found themselves bouncing from short term job to short term job. While the pay can be good temporary, what about the long term? A policy for everyone When was the last time that you met someone that retired after working from the same job for 40 years? On average, you will change jobs times 12 times in your lifetime. What happens if the next company doesn't offer a plan? We have seen companies terminate life insurance policies for retirees. Do really want to leave your family high and dry for a short term job? What happens when you die? Your bills don't go away . A majority of adults say a fu...

Covid, Healthcare, Employment and the 2020 Recession

We are on the front lines at Suzie Health Solutions . When someone loses their job and needs healthcare then they come to us. We have been helping people with little or no money sign up for healthcare since 2013. We literally have our finger on the pulse of the economy and healthcare. We started seeing businesses adjust their income last fall. We knew that it was going to be rough because hard news is not the easiest to look at. Check out our podcast for more info. Well how did we get here? We were in trouble before Covid got a strong hold in the United States. 1. Our country's pandemic response was disassembled from the very beginning of the current administration. On Jan 13,2017, the Joint Obama-Trump transition team goes through a series of pandemic-scenarios. Most of the individuals are no longer with the administration. Funding and personnel are cut to key areas. 2. It has been politicized by the administration . Trump's tweets were bad and his rally'...

Medicare Advantage, Supplement and Drug Plans from a local office.

We do a lot of work with the Washington Healthplanfinder as an Enrollment Center for Healthcare. Seriously, we are open year round answering questions and enrolling people in healthcare. When Suzie first started transitioning from being a Pharmacy Technician, she wanted to lead helping Medicare Individuals with their plans. Yes, we assist people with Medicare. We stock materials Medicare Advantage, Supplement and Drug plans so that we can help with questions at our office in Wenatchee for your initial enrollment. Most people can enroll into Medicare plans 3 months before their 65 th Birthday, the month of and 3 months after their Birthday. Folks also can delay enrollment if they are covered by plan through work. We can do a lot over the phone however sometimes there is nothing like having a complete enrollment packet in your fingertips. We like to take the time to do it correctly and it is not a problem to answer questions through the year. The best part is ...

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